Cross-checked against the FCA + EBA registers
Last sync: 21h ago
839 institutions · EMI
Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.
EMI · Norway
Verified active. Settle Group AS holds a current Norwegian e-money licence. The licence authorises the company to execute payment transactions on a payment account.
EMI · Lithuania
Verified active. Sezzle Lithuania, UAB is licensed under reference LB002063 by the Bank of Lithuania.
EMI · United Kingdom
Verified active. SGM - FOREIGN EXCHANGE LIMITED is listed on the Financial Conduct Authority register as a UK electronic money institution.
EMI · Latvia
Verified active. SIA Dukascopy Payments holds a current Latvian e-money licence (reference 40103794693) issued by the Bank of Latvia.
EMI · Latvia
Verified active. SIA GR8 PAY holds licence 50203643321 from Bank of Latvia, granted 10 December 2025.
EMI · Latvia
Verified active. SIA Mintos Payments, trading as Mintos Payments, holds a Latvian EMI licence from Bank of Latvia, reference 44103143397.
EMI · Latvia
Verified active. SIA "MONELIQ EUROPE" trades as MONELIQ and holds a current licence from the Bank of Latvia (reference 40203665454).
EMI · Latvia
Verified active. SIA PACE FS, trading as PACE FS, holds a Latvian electronic money licence from Bank of Latvia.
EMI · Latvia
Verified active. SIA Paytegra holds an electronic money institution licence from the Bank of Latvia.
EMI · Latvia
Verified active. SIA xpate, trading as xpate, holds a Latvian e-money licence from the Bank of Latvia, reference 40203411426.
EMI · United Kingdom
Verified defunct. Sibilla Solutions Limited was a UK EMI under FCA regulation, licence reference 902018.
EMI · Cyprus
Verified active. SIBILLA SOLUTIONS LIMITED, trading as PROFEE, holds Cyprus electronic money licence 115.1.3.16 issued by the Bank of Cyprus.
EMI · Spain
Verified active. SILBO MONEY EDE, S.L. holds a Spanish e-money licence from the Banco de España.
EMI · United Kingdom
Verified defunct. Silverbird Global Limited was authorized as a UK electronic money institution.
EMI · Slovakia
Verified active. SKPAY, a. s. holds a current Slovak e-money licence under the National Bank of Slovakia.
EMI · United Kingdom
Verified active. Skrill Limited holds a UK electronic money licence (ref 900001) issued by the FCA.
Verified active. SLIQ PAYMENTS LTD, a Cyprus entity, holds a current electronic money institution licence issued by the Central Bank of Cyprus.
EMI · United Kingdom
Verified defunct. Smart Fintech Limited held licence reference 934739 issued by the Financial Conduct Authority.
EMI · United Kingdom
Verified active. SMARTFLOW PAYMENTS LIMITED holds a current UK electronic money institution licence (reference 900873) authorised by the Financial Conduct Authority.
EMI · Sweden
Verified active. Smart Refill i Helsingborg AB has a Swedish e-money licence (reference 45568) from the Swedish Financial Supervisory Authority.
EMI · United Kingdom
Verified defunct. Smart Voucher Limited was an authorised electronic money institution under the Financial Conduct Authority in the United Kingdom.
EMI · United Kingdom
Verified defunct. SnapSwap International S.A. held a UK EMI licence, reference 900686, as recorded by the FCA.
EMI · United Kingdom
Verified defunct. Société Financière du Porte-Monnaie Electronique Interbancaire held a UK EMI licence previously.
Verified active. Société financière du porte-monnaie électronique interbancaire is an electronic money institution authorised by Autorite de Controle Prudentiel et de Resolution.
EMI · France
Verified active. Société Générale - Forge holds a licence issued by the Autorité de Contrôle Prudentiel et de Résolution.
EMI · Ireland
Verified active. Soldo Financial Services Ireland Designated Activity Company, trading as Soldo, holds a current Central Bank of Ireland electronic money licence C179925.
EMI · United Kingdom
Verified active. Soldo Financial Services Ltd holds a current United Kingdom e-money licence (reference 900459) authorised by the Financial Conduct Authority.
EMI · United Kingdom
Verified inactive. Solent House Limited held a United Kingdom e-money licence (ref 902083) from the FCA as recorded in the register.
EMI · Cyprus
Verified active. SOLID PROCESSING LIMITED holds a current Cypriot e-money licence (Licence reference 115.1.3.58).
EMI · United Kingdom
Verified active. SPEND LTD. holds a current UK e-money licence issued by the FCA - licence reference 931540.
EMI · United Kingdom
Verified active. Squareup Europe Ltd holds a UK e-money licence (900846) authorised by the Financial Conduct Authority to issue electronic money, distribute and redeem it, and safeguard customer funds.
EMI · Ireland
Verified active. Squareup International Limited, trading as Square, holds a current Irish electronic money licence under reference C184117.
Verified active status for STABILLON SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ (d. Billon Solutions spółka z ograniczoną odpowiedzialnością).
EMI · Malta
Verified active. Stable mint Ltd, under licence C 109060, is authorised by the Malta Financial Services Authority to safeguard customer funds and issue electronic money.
EMI · Malta
Verified active. StablR Ltd holds a current Malta e-money licence, reference C 104007, granted on 21 June 2024 by the Malta Financial Services Authority.
EMI · Luxembourg
Verified active. Standard Chartered Luxembourg S.A. holds licence W00000023 from the Commission de Surveillance du Secteur Financier, issued 25 June 2026.
An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.
This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.
