Data report
The State of Licensed EMIs in Europe (2026)
There are 978 authorised e-money institutions on record across 31 European jurisdictions, of which 795 hold a currently active authorisation. The figures below are compiled directly from the EBA EUCLID and FCA registers and refreshed on a weekly cadence.
978
Authorised EMIs on record
31
European jurisdictions
795
Currently active
19
Authorisations withdrawn
8,275
EEA passporting relationships
Where EMIs are licensed
Top 12 jurisdictions by number of authorised institutions on record.
United Kingdom
Lithuania
Netherlands
Malta
Cyprus
Ireland
France
Czech Republic
Latvia
Luxembourg
Finland
DenmarkLicence types
How authorisations break down by licence category across the register.
Authorisations over time
New authorisations by the year the licence was granted - the busiest year on record was 2018 with 173 new authorisations.
Methodology & sources
Figures are compiled by the Licensed EMIs editorial desk from the EBA EUCLID register and the FCA Financial Services Register, cross-checked on a weekly cadence. “Authorised EMIs on record” counts every e-money institution in the dataset regardless of current status; “currently active” counts only those whose authorisation is presently in force. Last updated 3 August 2026.
Cite this report
Licensed EMIs, “The State of Licensed EMIs in Europe (2026)”, https://licensedemis.com/state-of-emis
Free to reproduce with attribution and a link to this page (CC BY 4.0). For data questions, contact [email protected].