Data report
The State of Licensed EMIs in Europe (2026)
There are 989 authorised e-money institutions on record across 31 European jurisdictions, of which 804 hold a currently active authorisation. The figures below are compiled directly from the EBA EUCLID and FCA registers and refreshed on a weekly cadence.
989
Authorised EMIs on record
31
European jurisdictions
804
Currently active
20
Authorisations withdrawn
8,314
EEA passporting relationships
Where EMIs are licensed
Top 12 jurisdictions by number of authorised institutions on record.
United Kingdom
Lithuania
Netherlands
Malta
Cyprus
France
Ireland
Czech Republic
Latvia
Luxembourg
Finland
DenmarkLicence types
How authorisations break down by licence category across the register.
Authorisations over time
New authorisations by the year the licence was granted - the busiest year on record was 2018 with 172 new authorisations.
Methodology & sources
Figures are compiled by the Licensed EMIs editorial desk from the EBA EUCLID register and the FCA Financial Services Register, cross-checked on a weekly cadence. “Authorised EMIs on record” counts every e-money institution in the dataset regardless of current status; “currently active” counts only those whose authorisation is presently in force. Last updated 2 October 2026.
Cite this report
Licensed EMIs, “The State of Licensed EMIs in Europe (2026)”, https://licensedemis.com/state-of-emis
Free to reproduce with attribution and a link to this page (CC BY 4.0). For data questions, contact [email protected].