SKPAY, a. s.

About this institution

Dated events for SKPAY, a. s., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the National Bank of Slovakia register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 04 Jul 2018

   Licence granted by the National Bank of Slovakia

Is your money safe with SKPAY, a. s.?

SKPAY, a. s. holds an e-money authorisation from National Bank of Slovakia, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, SKPAY, a. s. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Slovakia.

• Poland1
• Czech Republic1
• Slovenia1
• Hungary1
• Croatia1
• Romania1
• Greece2
• Austria1

Authorised activities (PSD2 / EMD2)

Payment-services activities SKPAY, a. s. is permitted to carry out under its licence, as recorded in the register.

• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is SKPAY, a. s. a licensed e-money institution?

Yes. SKPAY, a. s. holds EMI authorisation from National Bank of Slovakia in Slovakia, licence reference 46552723. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates SKPAY, a. s.?

SKPAY, a. s. is authorised and supervised by National Bank of Slovakia in Slovakia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is SKPAY, a. s.'s licence or FRN number?

SKPAY, a. s.'s licence reference number is 46552723. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is SKPAY, a. s. authorised in other EEA countries?

Yes. SKPAY, a. s. is passported to 8 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Registered office

Street

Nám. SNP 35

City

Bratislava, 81101