Soldo Financial Services Ltd

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan

Standard (business)

Monthly fee

GBP 21.00 / month + VAT

Card issuance

Per fee summary

Free ATM / month

Per fee summary

ATM fee

Per fee summary

FX markup

Per fee summary

SEPA transfer

Per fee summary

SWIFT transfer

Per fee summary

Cheapest paid tier is Standard at GBP 21/month +VAT. Detailed ATM/FX charges live in the linked fee summary PDF.

Verified 8 May 2026·Source ↗

About this institution

Dated events for Soldo Financial Services Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Financial Conduct Authority register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 30 Apr 2018

   Licence granted by the Financial Conduct Authority

Position in the United Kingdom register

Soldo Financial Services Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 43rd oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.

Is your money safe with Soldo Financial Services Ltd?

Soldo Financial Services Ltd holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Soldo Financial Services Ltd is permitted to carry out under its licence, as recorded in the register.

• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Distribution and redemption of electronic moneyEMI_DISTRIBUTION
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is Soldo Financial Services Ltd a licensed e-money institution?

Yes. Soldo Financial Services Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900459. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.

Who regulates Soldo Financial Services Ltd?

Soldo Financial Services Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.

What is Soldo Financial Services Ltd's licence or FRN number?

Soldo Financial Services Ltd's licence reference number is 900459. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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