Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. AF Payments Limited holds a current licence from the Financial Conduct Authority under reference 900440. The entity's authorisation scope covers three core activities: safeguarding of customer funds, issuance of electronic money, and distribution and redemption of electronic money. The licence was granted on 1 June 2018 and the operational status continues as active.
The register records no EEA passporting activity. AF Payments Limited operates under its UK authorisation alone and has not established branches or notified the FCA of cross-border service provision to other member states within the EEA.
Data note: the register does not list any host states beyond the UK jurisdiction. Confirmation of current authorisation status derives from cross-check against the FCA Financial Services Register as at the most recent register query. The entity's licence reference 900440 and active operational status are as recorded.
Licence timeline
3 dated eventsDated events for AF Payments Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
83/287
AF Payments Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 83rd oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with AF Payments Limited?
AF Payments Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities AF Payments Limited is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is AF Payments Limited a licensed e-money institution?
- Yes. AF Payments Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900440. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates AF Payments Limited?
- AF Payments Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is AF Payments Limited's licence or FRN number?
- AF Payments Limited's licence reference number is 900440. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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