Licence number
40203665454
Authorised since
03 Mar 2026
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 6 payment-services activities.
Authorised within the last year.
About this institution
Verified active. SIA "MONELIQ EUROPE" holds a current Latvian e-money licence (reference 40203665454) authorised by the Latvian Financial and Capital Market Commission. The licence authorises account information services. The licence authorises issuing payment instruments. The licence authorises acquiring payment transactions. The licence authorises safeguarding of customer funds. The licence authorises issuance of electronic money. The licence authorises execution of payment transactions on a payment account. The licence authorises payment initiation services.
The licence permits passporting to 29 host states. The host states are Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. Passporting extends across the entire EEA network. The licence covers electronic money services in each listed state. The passporting status is confirmed for all 29 states. No exclusions appear in the register record. The entity can operate in all named host states. The passporting enables cross -border transactions within the EEA.
Licence granted on 3 March 2026. The entity's authorisation continues as active. The register lists the licence under reference 40203665454, regulated by the Latvian Financial and Capital Market Commission. No data gaps were identified in the register.
Licence timeline
3 dated eventsDated events for MONELIQ, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Latvian Financial and Capital Market Commission register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Latvian Financial and Capital Market Commission
Position in the Latvia register
Latvia EMIs
21
Active
21
Full / small licences
12 / 9
Licence age rank
20/21
MONELIQ is one of 21 e-money institutions on the Latvia register, 21 of which are currently active. Its licence is the 20th oldest of the 21 dated Latvia EMI authorisations, one of 2 granted in 2026.
Is your money safe with MONELIQ?
MONELIQ holds an e-money authorisation from Latvian Financial and Capital Market Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, MONELIQ can provide services across the following EEA jurisdictions, in addition to its home authorisation in Latvia.
Iceland6
Ireland5
Denmark5
Spain6
Norway5
Greece6
Slovakia5
Czech Republic5
Hungary5
France5
Romania5
Austria5
Cyprus5
Germany5
Estonia5
Italy6
Portugal5
Sweden5
Bulgaria5
Lithuania5
Netherlands5
Liechtenstein6
Malta5
Slovenia5
Luxembourg5
Belgium5
Poland5
Croatia5
Finland5
Authorised activities (PSD2 / EMD2)
Payment-services activities MONELIQ is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Payment initiation services (PIS)PSD2_7
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is MONELIQ a licensed e-money institution?
- Yes. MONELIQ holds EMI authorisation from Latvian Financial and Capital Market Commission in Latvia, licence reference 40203665454. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates MONELIQ?
- MONELIQ is authorised and supervised by Latvian Financial and Capital Market Commission in Latvia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is MONELIQ's licence or FRN number?
- MONELIQ's licence reference number is 40203665454. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is MONELIQ authorised in other EEA countries?
- Yes. MONELIQ is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Latvia
Registered office
- Street
- Malduguņu iela 4
- City
- Mārupe, LV-2167
Ratings & reader notes
0 written notes
Share what you know about MONELIQ. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.