Société financière du porte-monnaie électronique interbancaire

About this institution

Dated events for Société financière du porte-monnaie électronique interbancaire, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 29 Sept 2026

   Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 30 Dec 2015

   Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

Société financière du porte-monnaie électronique interbancaire is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 6th oldest of the 30 dated France EMI authorisations, one of 2 granted in 2015.

Is your money safe with Société financière du porte-monnaie électronique interbancaire?

Société financière du porte-monnaie électronique interbancaire holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Société financière du porte-monnaie électronique interbancaire can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

• Romania7
• Belgium7
• Denmark7
• Cyprus7
• Norway7
• Finland7
• Ireland7
• Malta7
• Liechtenstein7
• Germany7
• Hungary7
• Poland7
• Lithuania7
• Iceland7
• Slovenia7
• Greece7
• Spain7
• Czech Republic7
• Estonia7
• Bulgaria7
• Sweden7
• Italy7
• Luxembourg7
• Portugal7
• Croatia7
• Slovakia7
• Austria7
• Netherlands7
• Latvia7

Authorised activities (PSD2 / EMD2)

Payment-services activities Société financière du porte-monnaie électronique interbancaire is permitted to carry out under its licence, as recorded in the register.

• ✓Cash withdrawal services on a payment accountPSD2_2
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Société financière du porte-monnaie électronique interbancaire a licensed e-money institution?

Yes. Société financière du porte-monnaie électronique interbancaire holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 422721274. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Société financière du porte-monnaie électronique interbancaire?

Société financière du porte-monnaie électronique interbancaire is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Société financière du porte-monnaie électronique interbancaire's licence or FRN number?

Société financière du porte-monnaie électronique interbancaire's licence reference number is 422721274. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Société financière du porte-monnaie électronique interbancaire authorised in other EEA countries?

Yes. Société financière du porte-monnaie électronique interbancaire is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street

2 place Rio de Janeiro

City

PARIS, 75008