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Licensed EMIsSee verified EMIs

CNOVA PAY

France
4.0(84 notes)ActiveEMI
View on register

Licence number

827802737

Authorised since

26 Nov 2019

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 4 payment-services activities.

Tenure
MatureTier B

Authorised 6 years ago.

About this institution

Verified active. CNOVA PAY holds a current French e-money licence issued by the Autorité de Contrôle Prudentiel et de Résolution on 26 November 2019. The entity's authorisation covers four core activities: execution of payment transactions on a payment account, issuance of electronic money, issuing payment instruments and acquiring payment transactions, and safeguarding of customer funds. This scope places CNOVA PAY among the more comprehensively licensed e-money operators in the European market.

The licence is passported across 29 EEA host states. The register lists coverage in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. This breadth of geographic reach is the result of passporting rights under the European e-money directive rather than separate licensing in each jurisdiction.

As recorded in the ACPR register cross-check: CNOVA PAY operates under licence number 827802737 with active operational status.

EEA passporting

29 jurisdictions

Under the EU passporting regime, CNOVA PAY can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

  • LuxembourgLuxembourg4
  • NetherlandsNetherlands4
  • PortugalPortugal4
  • EstoniaEstonia4
  • RomaniaRomania4
  • LiechtensteinLiechtenstein4
  • LatviaLatvia4
  • GermanyGermany4
  • CyprusCyprus4
  • SlovakiaSlovakia4
  • AustriaAustria4
  • IcelandIceland4
  • ItalyItaly4
  • GreeceGreece4
  • HungaryHungary4
  • SpainSpain4
  • DenmarkDenmark4
  • BelgiumBelgium4
  • BulgariaBulgaria4
  • Czech RepublicCzech Republic4
  • NorwayNorway4
  • MaltaMalta4
  • IrelandIreland4
  • SloveniaSlovenia4
  • FinlandFinland4
  • LithuaniaLithuania4
  • SwedenSweden4
  • PolandPoland4
  • CroatiaCroatia4

Authorised activities (PSD2 / EMD2)

Payment-services activities CNOVA PAY is permitted to carry out under its licence, as recorded in the register.

  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is CNOVA PAY a licensed e-money institution?
Yes. CNOVA PAY holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 827802737. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates CNOVA PAY?
CNOVA PAY is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is CNOVA PAY's licence or FRN number?
CNOVA PAY's licence reference number is 827802737. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is CNOVA PAY authorised in other EEA countries?
Yes. CNOVA PAY is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in France

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Registered office

Street
120-126 Quai de Bacalan
City
BORDEAUX, 33000

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