Is Squareup Europe Ltd a licensed e-money institution?

Yes. Squareup Europe Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900846. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.

Who regulates Squareup Europe Ltd?

Squareup Europe Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.

What is Squareup Europe Ltd's licence or FRN number?

Squareup Europe Ltd's licence reference number is 900846. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Squareup Europe Ltd

3.9(192 notes)ActiveEMI

View on register

Regulator

Financial Conduct Authority

Licence number

900846

Authorised since

15 Mar 2018

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: DomesticTier D
Scope: SpecialistTier C
Tenure: MatureTier B

Pricing snapshot

Editorial · Free (merchant)

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan: Free (merchant)
Monthly fee: Free
Card issuance: n/a
Free ATM / month: n/a
ATM fee: n/a
FX markup: 1.50% on non-UK card transactions
SEPA transfer: Free payouts
SWIFT transfer: n/a

In-person 1.75% UK cards. Online 1.4% + 20p UK / 2.5% + 25p non-UK. Manually keyed 2.5%. Plus plan from GBP 29/month adds advanced features.

Verified 8 May 2026Source ↗

About this institution

Verified active. Squareup Europe Ltd holds a current licence issued by the Financial Conduct Authority under reference 900846. The licence was granted on 15 March 2018 and authorises three core activities: distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds.

The entity operates as a UK-authorised e-money institution without EEA passporting rights. No cross-border host states are recorded in the register. The authorisation is confined to the United Kingdom.

Data note: the register records no EEA passporting reach. The entity's authorisation continues as at the last register cross-check. Financial Conduct Authority reference 900846, active status.

Authorised activities (PSD2 / EMD2)

Payment-services activities Squareup Europe Ltd is permitted to carry out under its licence, as recorded in the register.

Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Safeguarding of customer fundsSAFEGUARDING
Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Squareup Europe Ltd a licensed e-money institution?: Yes. Squareup Europe Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900846. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates Squareup Europe Ltd?: Squareup Europe Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is Squareup Europe Ltd's licence or FRN number?: Squareup Europe Ltd's licence reference number is 900846. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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