Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 4 payment-services activities.
Authorised 6 years ago.
Pricing snapshot
Editorial · Free (merchant)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Free (merchant)
- Monthly fee
- Free
- Card issuance
- n/a
- Free ATM / month
- n/a
- ATM fee
- n/a
- FX markup
- 1.50% on non-EEA card transactions
- SEPA transfer
- Free payouts
- SWIFT transfer
- n/a
Same Square pricing tier in EUR for EEA merchants; in-person 1.75% major cards.
Verified 8 May 2026Source ↗
About this institution
Verified active. Squareup International Limited, trading as Square, holds a current Irish e-money licence issued by the Central Bank of Ireland. The entity's authorisation continues across four core activities: execution of payment transactions on a payment account, issuance of electronic money, issuing payment instruments and acquiring payment transactions, and safeguarding of customer funds. These activities define the scope of permitted operations as recorded in the regulator's register.
The licence is cross-checked as passported into 29 EEA host states. The register lists Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden as jurisdictions where the licence extends operational reach.
The licence was granted on 18 June 2020. As at the last cross-check against the Central Bank of Ireland's register, Squareup International Limited operates under reference C184117 with active status confirmed.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Square can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.
Finland5
Belgium5
Netherlands5
Romania5
Slovakia5
Italy5
Liechtenstein5
Iceland5
France5
Austria5
Cyprus5
Germany5
Sweden5
Denmark5
Luxembourg5
Croatia5
Hungary5
Slovenia5
Bulgaria5
Lithuania5
Malta5
Portugal5
Poland5
Czech Republic5
Greece5
Spain5
Estonia5
Norway5
Latvia5
Authorised activities (PSD2 / EMD2)
Payment-services activities Square is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Square a licensed e-money institution?
- Yes. Square holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C184117. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Square?
- Square is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Square's licence or FRN number?
- Square's licence reference number is C184117. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Square authorised in other EEA countries?
- Yes. Square is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Ireland
Registered office
- Street
- One Park Place, Hatch Street Upper
- City
- Dublin 2, Not Available
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