Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 4 payment-services activities.
Authorised 2 years ago.
About this institution
Verified active. Decta Limited holds an Irish e-money licence from the Central Bank of Ireland. It is authorised to issue electronic money and to execute payment transactions on a payment account. The licence also covers issuing payment instruments, acquiring payment transactions, and safeguarding customer funds. The licence scope extends to both issuance of electronic money and execution of payments on payment accounts. The licence authorises full handling of customer funds and safeguarding them accordingly.
The licence is passported to 29 EEA host states, allowing uninterrupted operation across the region. Key host states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, and Germany. Other passported countries are Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. This passporting grant enables Decta Limited to offer services in all listed EEA markets without additional authorisation.
Data note: the licence was granted on 19 March 2024, as recorded in the register. The register lists reference C491504 and confirms the entity's authorisation continues as of the latest cross-check. The register does not record a renewal date for the licence today. No data on service coverage beyond the listed EEA states appears in the register. The entity's authorisation status is confirmed as active in the latest register cross-check. No additional regulatory notices or complaints are recorded against the licence holder. The
Licence timeline
3 dated eventsDated events for Decta Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Central Bank of Ireland register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Central Bank of Ireland
Position in the Ireland register
Ireland EMIs
30
Active
30
Full / small licences
30 / 0
Licence age rank
28/30
Decta Limited is one of 30 e-money institutions on the Ireland register, 30 of which are currently active. Its licence is the 28th oldest of the 30 dated Ireland EMI authorisations, one of 2 granted in 2024.
Is your money safe with Decta Limited?
Decta Limited holds an e-money authorisation from Central Bank of Ireland, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Decta Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.
Bulgaria4
Belgium4
Austria4
Luxembourg4
Slovakia4
Netherlands4
Slovenia4
Czech Republic4
Malta4
Norway4
Spain4
Cyprus4
Estonia4
Greece4
Sweden4
Hungary4
Romania4
Lithuania4
Finland4
Italy4
Latvia4
Liechtenstein4
France4
Germany4
Croatia4
Denmark4
Poland4
Portugal4
Iceland4
Authorised activities (PSD2 / EMD2)
Payment-services activities Decta Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Decta Limited a licensed e-money institution?
- Yes. Decta Limited holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C491504. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Decta Limited?
- Decta Limited is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Decta Limited's licence or FRN number?
- Decta Limited's licence reference number is C491504. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Decta Limited authorised in other EEA countries?
- Yes. Decta Limited is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Ireland
Registered office
- Street
- 6th Floor, 2 Grand Canal Square
- City
- Dublin 2, Not Available
Ratings & reader notes
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- 1★27
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