VerifiedFCA 1023849
Peratera UK Ltd
EMI · United Kingdom
Verified active. PERATERA UK LTD holds a current FCA e-money licence under reference 1023849.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Active
EMI register: licensed e-money institutions
839 institutions · EMI
Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.
VerifiedFCA 931425
Pesapeer Payments Limited
EMI · United Kingdom
Verified active. PESAPEER PAYMENTS LIMITED holds a current UK e-money licence, reference 931425, granted 13 July 2021 by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 6853633000
Verified active. Petrol Pay družba za izdajo elektronskega denarja in plačilne storitve, d.
- Cross-border reachPan-European
- Service scopeFull-service
- Reader rating4.2
Active
VerifiedFCA 900979
PFS Card Services (Ireland) Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register. PFS Card Services (Ireland) Limited holds licence reference 900979 under United Kingdom jurisdiction.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA C175999
PFS Card Services (Ireland) Ltd
EMI · Ireland
Verified active. PFS Card Services (Ireland) Ltd holds an Electronic Money Institution licence from the Central Bank of Ireland, reference C175999.
- Cross-border reachRegional
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA C 110242
PH EMI Limited
EMI · Malta
Verified active. PH EMI Limited, Malta, holds licence C 110242 issued by the Malta Financial Services Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating2.0
Active
VerifiedFCA 1042732
Photon Dance Fintech UK Limited
EMI · United Kingdom
Verified active. PHOTON DANCE FINTECH UK LIMITED holds a current UK e-money licence (LICENCE 1042732) issued by the Financial Conduct Authority on 16 October 2026.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA W00000014
PingPong Europe S.A.
EMI · Luxembourg
Verified active. PingPong Europe S.A. holds a current Luxembourg EMI licence granted 23 October 2020.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.1
Active
VerifiedFCA 974154
PingPong Payment (UK) Limited
EMI · United Kingdom
Verified active. PingPong Payment (UK) Limited holds a UK e-money licence, reference 974154, granted 13 April 2023 by the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 231633
Pintail AG
EMI · Liechtenstein
Verified active, Pintail AG holds a current Liechtenstein e-money licence authorised by the Liechtenstein Financial Market Authority.
- Cross-border reachRegional
- Service scopeSpecialist
- Reader rating3.6
Active
VerifiedFCA 900937
Pintail AG
EMI · United Kingdom
Verified against the FCA Financial Services Register. Pintail AG holds licence reference 900937 as a UK-authorised electronic money institution.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Defunct
VerifiedFCA 927960
Pixxles Ltd
EMI · United Kingdom
Verified active. PIXXLES LTD maintains a current UK electronic money licence issued by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating3.0
Active
VerifiedFCA 1029250
Plata Capital UK Limited
EMI · United Kingdom
Verified active. PLATA CAPITAL UK LIMITED holds a UK electronic money licence (reference 1029250) authorised by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 39155435
Pleo Financial Services ApS
EMI · Denmark
Verified active. Pleo Financial Services ApS holds a Danish e-money licence (ref 39155435).
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating2.7
Active
VerifiedFCA 900935
Pleo Financial Services A/S
EMI · United Kingdom
Verified defunct. Pleo Financial Services A/S is a United Kingdom-registered electronic money institution under the Financial Conduct Authority, licence reference 900935.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 1020730
Pleo Financial Services UK Ltd
EMI · United Kingdom
Verified active. PLEO FINANCIAL SERVICES UK LTD holds an electronic money licence under the UK Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 32669139
Pliant Oy
EMI · Finland
Verified active. Pliant Oy holds a current Finnish e-money licence, reference 32669139, authorised by the Finnish Financial Supervisory Authority.
- Cross-border reachPan-European
- Service scopeFull-service
- Reader rating4.1
Active
VerifiedFCA 1041998
Pliant Payments Limited
EMI · United Kingdom
Verified active. PLIANT PAYMENTS LIMITED holds a licence granted 5 October 2026 under reference 1041998, issued by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 1023776
Plum Fintech Payments Limited
EMI · United Kingdom
Verified active as of the latest FCA Financial Services Register cross-check. Plum Fintech Payments Limited holds a current electronic money institution licence issued by the Financial Conduct Authority under reference 1023776.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 900855
Pockit Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register. POCKIT LIMITED holds licence reference 900855 as an authorised electronic money institution under United Kingdom regulation.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 928018
Pomelo Group Ltd
EMI · United Kingdom
Verified active. Pomelo Group Ltd holds a current UK electronic money licence, authorised by the Financial Conduct Authority under reference 928018.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Active
VerifiedFCA 06874351007
Postepay S.P.A.
EMI · Italy
Verified active. POSTEPAY S.P.A. holds a current Italian electronic money licence, Ref 06874351007, granted by Banca d'Italia on 26 September 2018.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 900029
PPRO Financial Limited
EMI · United Kingdom
Verified active. PPRO Financial Limited holds a current UK electronic money licence (reference 900029) authorised for distribution and redemption of electronic money.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 0712775202
PPS EU
EMI · Belgium
Verified active. PPS EU holds a licence granted 23 July 2019 by the National Bank of Belgium.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA 901061
Practika Finance Ltd
EMI · United Kingdom
Verified active. PRACTIKA FINANCE LTD holds a current United Kingdom e-money licence. The authorisation covers issuance of electronic money, distribution and redemption of electronic money, and safeguarding of customer funds.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900036
Prepaid Financial Services Limited
EMI · United Kingdom
Verified active. Prepaid Financial Services Limited holds a current UK e-money licence referenced 900036.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900021
Prepaid Services Company Limited
EMI · United Kingdom
Verified active. Prepaid Services Company Limited is an Electronic Money Institution licensed by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900010
Prepay Technologies Ltd
EMI · United Kingdom
Licence confirmed against the FCA Financial Services Register. Prepay Technologies Ltd holds licence 900010, an electronic money institution authorised on 31 May 2018.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA R196968
Privalgo B.V.
EMI · Netherlands
Verified active. Privalgo B.V. holds a Dutch e-money licence R196968 authorised by De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeMulti-service
Authorisation withdrawn
VerifiedFCA 900887
Privalgo Limited
EMI · United Kingdom
Verified active. Privalgo Limited holds a current UK e-money licence under the Financial Conduct Authority, reference 900887, granted 22 November 2018.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900989
Privat 3 Money Ltd
EMI · United Kingdom
Verified active. Privat 3 Money Ltd holds a UK e-money licence under reference 900989 issued by the Financial Conduct Authority on 4 March 2020.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900894
Project Imagine Ltd
EMI · United Kingdom
Verified defunct. Project Imagine Ltd had a former British electronic money licence granted by the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900011
PSI-Pay Ltd
EMI · United Kingdom
Verified active. PSI-Pay Ltd holds a current UK e-money licence from the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900984
Push Labs Limited
EMI · United Kingdom
Verified active. Push Labs Limited holds licence reference 900984 under the UK Financial Conduct Authority and was granted on 7 July 2020.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA R203793
Qivalis B.V.
EMI · Netherlands
Verified active. Qivalis B.V. holds a Dutch e-money licence issued by De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA R186418
Quantoz Payments B.V.
EMI · Netherlands
Verified active. Quantoz Payments B.V. holds licence reference R186418 issued by De Nederlandsche Bank.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.1
Active
About this directory
An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.
This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.
Frequently asked questions
- What is an e-money institution (EMI)?
- An e-money institution is a firm authorised to issue electronic money — a digital store of prepaid funds — and to provide related payment services such as payment accounts, cards and transfers. In the UK, EMIs are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by their national competent authority under the E-Money Directive and recorded in the European Banking Authority's central register.
- What is the difference between an authorised EMI, a small EMI and a PI?
- An authorised EMI can issue e-money without a volume cap and, in the EEA, can passport its services into other member states. A small EMI operates below a regulatory threshold for average outstanding e-money, carries lighter requirements and cannot passport. A payment institution (PI) is authorised to provide payment services but cannot issue e-money.
- How are the listings in this directory verified?
- Every entry is cross-checked against the issuing regulator's own public record — the FCA Financial Services Register in the UK and the EBA EUCLID register across the EEA. Firms whose licence has been withdrawn, lapsed or suspended are flagged or removed at the next sync, so the directory reflects live authorisation status rather than a one-off snapshot.
- Is money held with an EMI protected like a bank deposit?
- No. E-money is not covered by a deposit-guarantee scheme such as the UK's Financial Services Compensation Scheme. Instead, EMIs must safeguard customer funds by holding them separately from the firm's own money, so that balances can be returned to customers if the firm fails.
- How current is the data?
- Listings are re-checked against the competent-authority registers on a weekly cadence, and each record shows when it was last verified.