Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 7 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. POSTEPAY S.P.A. holds a current Italian electronic money licence, Ref 06874351007, granted by Banca d'Italia on 26 September 2018. The licence authorises safeguarding of customer funds, execution of payment transactions on a payment account, payment initiation services, money remittance, issuance of electronic money, issuing payment instruments and acquiring payment transactions, and account information services. The entity operates under all of these authorised activities as recorded in the Banca d'Italia register.
The licence does not cover passporting into other EEA states. No cross-border activity is recorded, and the register lists no EEA host states for this holder. This limits the institution's ability to operate under the licence outside Italy.
Data note: The licence granted date is recorded as 26 September 2018, and the operational status remains active. Banca d'Italia, reference 06874351007, confirms the entity's licence is active as at the last cross-check.
Licence timeline
3 dated eventsDated events for POSTEPAY S.P.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Banca d'Italia register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Banca d'Italia
Position in the Italy register
Italy EMIs
15
Active
15
Full / small licences
15 / 0
Licence age rank
6/15
POSTEPAY S.P.A. is one of 15 e-money institutions on the Italy register, 15 of which are currently active. Its licence is the 6th oldest of the 15 dated Italy EMI authorisations, one of 7 granted in 2018.
Is your money safe with POSTEPAY S.P.A.?
POSTEPAY S.P.A. holds an e-money authorisation from Banca d'Italia, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities POSTEPAY S.P.A. is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Payment initiation services (PIS)PSD2_7
- Money remittancePSD2_6
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is POSTEPAY S.P.A. a licensed e-money institution?
- Yes. POSTEPAY S.P.A. holds EMI authorisation from Banca d'Italia in Italy, licence reference 06874351007. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates POSTEPAY S.P.A.?
- POSTEPAY S.P.A. is authorised and supervised by Banca d'Italia in Italy. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is POSTEPAY S.P.A.'s licence or FRN number?
- POSTEPAY S.P.A.'s licence reference number is 06874351007. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Italy
Registered office
- Street
- VIALE EUROPA, 190
- City
- ROMA, 00144
Ratings & reader notes
0 written notes
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