FLOWE S.P.A. - SOCIETA' BENEFIT

About this institution

Dated events for FLOWE S.P.A. - SOCIETA' BENEFIT, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 30 Sept 2026

   Cross-checked against the Banca d'Italia register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 20 Dec 2019

   Licence granted by the Banca d'Italia

Position in the Italy register

FLOWE S.P.A. - SOCIETA' BENEFIT is one of 15 e-money institutions on the Italy register, 15 of which are currently active. Its licence is the 8th oldest of the 15 dated Italy EMI authorisations.

Is your money safe with FLOWE S.P.A. - SOCIETA' BENEFIT?

FLOWE S.P.A. - SOCIETA' BENEFIT holds an e-money authorisation from Banca d'Italia, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities FLOWE S.P.A. - SOCIETA' BENEFIT is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Account information services (AIS)PSD2_8
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Payment initiation services (PIS)PSD2_7
• ✓Cash deposit services on a payment accountPSD2_1

Frequently asked questions

Is FLOWE S.P.A. - SOCIETA' BENEFIT a licensed e-money institution?

Yes. FLOWE S.P.A. - SOCIETA' BENEFIT holds EMI authorisation from Banca d'Italia in Italy, licence reference 10917120965. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates FLOWE S.P.A. - SOCIETA' BENEFIT?

FLOWE S.P.A. - SOCIETA' BENEFIT is authorised and supervised by Banca d'Italia in Italy. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is FLOWE S.P.A. - SOCIETA' BENEFIT's licence or FRN number?

FLOWE S.P.A. - SOCIETA' BENEFIT's licence reference number is 10917120965. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street

VIA ENNIO DORIS - PALAZZO MEUCCI

City

BASIGLIO, 20079