ENEL X FINANCIAL SERVICES S.R.L.

About this institution

Dated events for ENEL X FINANCIAL SERVICES S.R.L., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Banca d'Italia register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 27 Dec 2018

   Licence granted by the Banca d'Italia

Position in the Italy register

ENEL X FINANCIAL SERVICES S.R.L. is one of 15 e-money institutions on the Italy register, 15 of which are currently active. Its licence is the 7th oldest of the 15 dated Italy EMI authorisations, one of 7 granted in 2018.

Is your money safe with ENEL X FINANCIAL SERVICES S.R.L.?

ENEL X FINANCIAL SERVICES S.R.L. holds an e-money authorisation from Banca d'Italia, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, ENEL X FINANCIAL SERVICES S.R.L. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Italy.

• Germany1
• Netherlands1
• Spain1

Authorised activities (PSD2 / EMD2)

Payment-services activities ENEL X FINANCIAL SERVICES S.R.L. is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Payment initiation services (PIS)PSD2_7
• ✓Account information services (AIS)PSD2_8
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is ENEL X FINANCIAL SERVICES S.R.L. a licensed e-money institution?

Yes. ENEL X FINANCIAL SERVICES S.R.L. holds EMI authorisation from Banca d'Italia in Italy, licence reference 14897511003. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates ENEL X FINANCIAL SERVICES S.R.L.?

ENEL X FINANCIAL SERVICES S.R.L. is authorised and supervised by Banca d'Italia in Italy. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is ENEL X FINANCIAL SERVICES S.R.L.'s licence or FRN number?

ENEL X FINANCIAL SERVICES S.R.L.'s licence reference number is 14897511003. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is ENEL X FINANCIAL SERVICES S.R.L. authorised in other EEA countries?

Yes. ENEL X FINANCIAL SERVICES S.R.L. is passported to 3 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Italy

• EDENRED ITALIA FIN S.R.L. IN LIQUIDAZIONE
• FLOWE S.P.A. - SOCIETA' BENEFIT
• HERCLE S.R.L.
• HYPE S.P.A.
• LIS PAY SPA
• MOONEY S.P.A.
• NEXI PAYMENTS S.P.A.
• NUMIA S.P.A.

View all institutions in Italy →

Registered office

Street

VIALE TOR DI QUINTO, 45/47

City

ROMA, 00191