Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised under 2 years ago.
Pricing snapshot
Editorial · Starter (business)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Starter (business)
- Monthly fee
- GBP 9.50 / month (billed annually)
- Card issuance
- Included
- Free ATM / month
- None
- ATM fee
- GBP 5.00 per withdrawal
- FX markup
- 2.49%
- SEPA transfer
- Not on Starter
- SWIFT transfer
- Not on Starter
Up to 3 users; physical + virtual cards. Essential / Advanced tiers add reimbursements and accounting.
Verified 8 May 2026Source ↗
About this institution
Verified active as at the latest cross-check. Pleo Financial Services UK Ltd holds a current licence issued by the Financial Conduct Authority on 16 May 2025. The entity's authorisation covers three core activities: distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds. Licence reference 1020730 confirms the scope of permitted operations under FCA oversight.
The register lists zero EEA host states under passporting provisions. Pleo Financial Services UK Ltd operates from its UK base without recorded cross-border authorisation into the European Economic Area. This reflects the post-Brexit regulatory posture and the absence of passporting notifications on file.
Data note: The licence-granted date is recorded as 16 May 2025. No EEA passporting is on record. The entity's authorisation continues as active. Cross-checked against the FCA Financial Services Register: licence reference 1020730, status active as at the last register update.
Authorised activities (PSD2 / EMD2)
Payment-services activities PLEO FINANCIAL SERVICES UK LTD is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is PLEO FINANCIAL SERVICES UK LTD a licensed e-money institution?
- Yes. PLEO FINANCIAL SERVICES UK LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1020730. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates PLEO FINANCIAL SERVICES UK LTD?
- PLEO FINANCIAL SERVICES UK LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is PLEO FINANCIAL SERVICES UK LTD's licence or FRN number?
- PLEO FINANCIAL SERVICES UK LTD's licence reference number is 1020730. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
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