PLEO FINANCIAL SERVICES UK LTD

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan

Starter (business)

Monthly fee

GBP 9.50 / month (billed annually)

Card issuance

Included

Free ATM / month

None

ATM fee

GBP 5.00 per withdrawal

FX markup

2.49%

SEPA transfer

Not on Starter

SWIFT transfer

Not on Starter

Up to 3 users; physical + virtual cards. Essential / Advanced tiers add reimbursements and accounting.

Verified 8 May 2026·Source ↗

About this institution

Dated events for PLEO FINANCIAL SERVICES UK LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Financial Conduct Authority register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 16 May 2025

   Licence granted by the Financial Conduct Authority

Position in the United Kingdom register

PLEO FINANCIAL SERVICES UK LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 254th oldest of the 287 dated United Kingdom EMI authorisations, one of 19 granted in 2025.

Is your money safe with PLEO FINANCIAL SERVICES UK LTD?

PLEO FINANCIAL SERVICES UK LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities PLEO FINANCIAL SERVICES UK LTD is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is PLEO FINANCIAL SERVICES UK LTD a licensed e-money institution?

Yes. PLEO FINANCIAL SERVICES UK LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1020730. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.

Who regulates PLEO FINANCIAL SERVICES UK LTD?

PLEO FINANCIAL SERVICES UK LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.

What is PLEO FINANCIAL SERVICES UK LTD's licence or FRN number?

PLEO FINANCIAL SERVICES UK LTD's licence reference number is 1020730. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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