Is PLUM FINTECH PAYMENTS LIMITED a licensed e-money institution?

Yes. PLUM FINTECH PAYMENTS LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1023776. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.

Who regulates PLUM FINTECH PAYMENTS LIMITED?

PLUM FINTECH PAYMENTS LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.

What is PLUM FINTECH PAYMENTS LIMITED's licence or FRN number?

PLUM FINTECH PAYMENTS LIMITED's licence reference number is 1023776. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

PLUM FINTECH PAYMENTS LIMITED

4.0(1 note)ActiveEMI

View on register

Regulator

Financial Conduct Authority

Licence number

1023776

Authorised since

27 Nov 2025

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: DomesticTier D
Scope: SpecialistTier C
Tenure: NewTier D

About this institution

Verified active as of the latest Financial Conduct Authority cross-check. Plum Fintech Payments Limited holds current authorisation under licence reference 1023776, granted 27 November 2025. The entity is authorised to conduct three distinct activities: distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds. Each activity is subject to FCA oversight and the conditions attached to the licence.

The register records no EEA passporting reach. Plum Fintech Payments Limited operates solely under its UK authorisation and has not applied for or been granted the right to passport into other European Economic Area host states.

Data note: the licence was granted on 27 November 2025 and is currently active. No cross-border passporting arrangement is on record. The entity's authorisation continues under FCA supervision, reference 1023776.

Authorised activities (PSD2 / EMD2)

Payment-services activities PLUM FINTECH PAYMENTS LIMITED is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Safeguarding of customer fundsSAFEGUARDING
Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is PLUM FINTECH PAYMENTS LIMITED a licensed e-money institution?: Yes. PLUM FINTECH PAYMENTS LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1023776. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates PLUM FINTECH PAYMENTS LIMITED?: PLUM FINTECH PAYMENTS LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is PLUM FINTECH PAYMENTS LIMITED's licence or FRN number?: PLUM FINTECH PAYMENTS LIMITED's licence reference number is 1023776. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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