Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active as of the latest FCA Financial Services Register cross-check. Plum Fintech Payments Limited holds a current electronic money institution licence issued by the Financial Conduct Authority under reference 1023776. The entity is authorised to provide three core activities: safeguarding of customer funds, issuance of electronic money, and distribution and redemption of electronic money. These activities define the scope of the licence and the regulated services the institution may lawfully offer.
The register records no EEA passporting activity. Plum Fintech Payments Limited operates under its UK authorisation only and is not recorded as having established branches or passported services into other member states of the European Economic Area.
Data note: the licence was granted on 27 November 2025, placing it among the most recently authorised e-money institutions on the register. No EEA host states are listed against this entity. The Financial Conduct Authority, licence reference 1023776, confirms the entity's authorisation as active.
Licence timeline
3 dated eventsDated events for PLUM FINTECH PAYMENTS LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
267/287
PLUM FINTECH PAYMENTS LIMITED is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 267th oldest of the 287 dated United Kingdom EMI authorisations, one of 19 granted in 2025.
Is your money safe with PLUM FINTECH PAYMENTS LIMITED?
PLUM FINTECH PAYMENTS LIMITED holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities PLUM FINTECH PAYMENTS LIMITED is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is PLUM FINTECH PAYMENTS LIMITED a licensed e-money institution?
- Yes. PLUM FINTECH PAYMENTS LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1023776. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates PLUM FINTECH PAYMENTS LIMITED?
- PLUM FINTECH PAYMENTS LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is PLUM FINTECH PAYMENTS LIMITED's licence or FRN number?
- PLUM FINTECH PAYMENTS LIMITED's licence reference number is 1023776. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
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