Skip to content

Cross-checked against the FCA + EBA registers

Licensed EMIsSee verified EMIs

Pliant Oy

Finland
4.1(136 notes)ActiveEMI
View on register

Regulator

Finnish Financial Supervisory Authority

Licence number

32669139

Authorised since

28 Apr 2023

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Full-serviceTier A

Authorised for 9 payment-services activities.

Tenure
GrowingTier C

Authorised 3 years ago.

About this institution

Verified active against the Finnish Financial Supervisory Authority register. Pliant Oy holds current e-money institution authorisation under reference 32669139, granted 28 April 2023. The entity is licensed to provide account information services, cash deposit and withdrawal services on payment accounts, execution of payment transactions (including those covered by credit line), issuance of electronic money, issuing and acquiring of payment instruments, payment initiation services, and safeguarding of customer funds.

The licence permits cross-border operation across 29 EEA host states. These include the principal markets: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. Pliant Oy may lawfully passport its authorised activities into each of these jurisdictions under the single Finnish licence.

As recorded in the register, Pliant Oy's operational status is active. The Finnish Financial Supervisory Authority holds the entity's authorisation under licence reference 32669139, as at the most recent cross-check of the register.

EEA passporting

29 jurisdictions

Under the EU passporting regime, Pliant Oy can provide services across the following EEA jurisdictions, in addition to its home authorisation in Finland.

  • GreeceGreece12
  • LatviaLatvia12
  • LithuaniaLithuania12
  • IrelandIreland12
  • LiechtensteinLiechtenstein12
  • Czech RepublicCzech Republic12
  • MaltaMalta12
  • SlovakiaSlovakia12
  • SloveniaSlovenia12
  • RomaniaRomania12
  • HungaryHungary12
  • CyprusCyprus12
  • NorwayNorway12
  • SpainSpain12
  • ItalyItaly12
  • DenmarkDenmark12
  • LuxembourgLuxembourg12
  • PolandPoland12
  • AustriaAustria12
  • EstoniaEstonia12
  • BelgiumBelgium12
  • CroatiaCroatia12
  • PortugalPortugal12
  • BulgariaBulgaria12
  • FranceFrance12
  • IcelandIceland12
  • GermanyGermany12
  • NetherlandsNetherlands12
  • SwedenSweden12

Authorised activities (PSD2 / EMD2)

Payment-services activities Pliant Oy is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Issuance of electronic moneyEMI_ISSUANCE
  • Payment initiation services (PIS)PSD2_7
  • Account information services (AIS)PSD2_8
  • Cash deposit services on a payment accountPSD2_1
  • Cash withdrawal services on a payment accountPSD2_2
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is Pliant Oy a licensed e-money institution?
Yes. Pliant Oy holds EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 32669139. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Pliant Oy?
Pliant Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Pliant Oy's licence or FRN number?
Pliant Oy's licence reference number is 32669139. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Pliant Oy authorised in other EEA countries?
Yes. Pliant Oy is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Finland

View all institutions in Finland →

Registered office

Street
Pohjoisesplanadi 19
City
Helsinki, 00100

Reader notes

0 published

Share what you know about Pliant Oy. Guest comments - no account required. Be kind and on-topic.

Private. Never shown publicly.

Notes are reviewed editorially before publishing.

No reader notes yet. Be the first to share what you know about this institution.