Licence number
22947713
Authorised since
26 Apr 2013
EEA passports
0
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- EstablishedTier A
No EEA passporting on record.
Authorised for 7 payment-services activities.
Authorised 13 years ago.
About this institution
Verified active. BookIT International Oy is a small electronic money institution in Finland. The Finnish Financial Supervisory Authority granted licence reference 22947713 on 26 April 2013. The licence authorises issuance of electronic money and payment instruments. It also covers acquisition of payment transactions, cash deposit and withdrawal services on a payment account. Execution of payment transactions covered by a credit line, safeguarding of customer funds, and execution on a payment account are further permitted.
Passporting count is zero; no EEA host states are recorded. The licence is limited to operations within Finland.
Data note: the licence-granted date is recorded as 26 April 2013, and the register lists the operational status as active. Finnish Financial Supervisory Authority, reference number 22947713, remains in force as at the last cross-check.
Licence timeline
3 dated eventsDated events for BookIT International Oy, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Finnish Financial Supervisory Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the Finnish Financial Supervisory Authority
Position in the Finland register
Finland EMIs
16
Active
16
Full / small licences
9 / 7
Licence age rank
1/16
BookIT International Oy is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 1st oldest of the 16 dated Finland EMI authorisations. As a small-EMI registration it operates domestically only - 7 of the 16 Finland entries use this lighter regime.
Is your money safe with BookIT International Oy?
BookIT International Oy holds a small-EMI registration from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities BookIT International Oy is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Cash withdrawal services on a payment accountPSD2_2
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions where funds are covered by credit linePSD2_4
Frequently asked questions
- Is BookIT International Oy a licensed e-money institution?
- Yes. BookIT International Oy holds Small EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 22947713. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates BookIT International Oy?
- BookIT International Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is BookIT International Oy's licence or FRN number?
- BookIT International Oy's licence reference number is 22947713. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Finland
Registered office
- Street
- Kumpulantie 3
- City
- Helsinki, 00520
Ratings & reader notes
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