Licence number
31902146
Authorised since
26 Jan 2022
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 7 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active. Narvi Payments Oy Ab is licensed by the Finnish Financial Supervisory Authority as an electronic money institution under reference number 31902146. The licence authorises cash withdrawal services on a payment account, cash deposit services on a payment account, issuance of electronic money, and execution of payment transactions where funds are covered by a credit line. It also covers execution of payment transactions on a payment account, issuing payment instruments, acquiring payment transactions, and safeguarding customer funds.
The licence passporting extends to 29 host states. It includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. The register lists the full 29-state reach, indicating the licence can be used throughout the European Economic Area.
Data note: The licence was granted on 26 January 2022. As recorded in the register, the entity's authorisation continues as active. The Finnish Financial Supervisory Authority is the regulator; reference number 31902146 confirms the active status as at the last cross-check.
Licence timeline
3 dated eventsDated events for Narvi Payments Oy Ab, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Finnish Financial Supervisory Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Finnish Financial Supervisory Authority
Position in the Finland register
Finland EMIs
16
Active
16
Full / small licences
9 / 7
Licence age rank
8/16
Narvi Payments Oy Ab is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 8th oldest of the 16 dated Finland EMI authorisations, one of 3 granted in 2022.
Is your money safe with Narvi Payments Oy Ab?
Narvi Payments Oy Ab holds an e-money authorisation from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Narvi Payments Oy Ab can provide services across the following EEA jurisdictions, in addition to its home authorisation in Finland.
Croatia11
Cyprus11
Slovakia11
Norway11
Poland11
Portugal11
Iceland11
Luxembourg11
Hungary11
Germany11
Lithuania11
Denmark11
Malta11
Austria11
Greece11
Bulgaria11
Czech Republic11
France11
Netherlands11
Liechtenstein11
Estonia11
Belgium11
Slovenia11
Romania11
Latvia11
Ireland11
Spain11
Italy11
Sweden11
Authorised activities (PSD2 / EMD2)
Payment-services activities Narvi Payments Oy Ab is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions on a payment accountPSD2_3
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash withdrawal services on a payment accountPSD2_2
Frequently asked questions
- Is Narvi Payments Oy Ab a licensed e-money institution?
- Yes. Narvi Payments Oy Ab holds EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 31902146. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Narvi Payments Oy Ab?
- Narvi Payments Oy Ab is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Narvi Payments Oy Ab's licence or FRN number?
- Narvi Payments Oy Ab's licence reference number is 31902146. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Narvi Payments Oy Ab authorised in other EEA countries?
- Yes. Narvi Payments Oy Ab is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Finland
Registered office
- Street
- Lapinlahdenkatu 16
- City
- Helsinki, 00180
Ratings & reader notes
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