Licence number
29925023
Authorised since
06 Jul 2022
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 9 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active. Enfuce License Services Oy is a money institution authorised under licence reference 29925023 by the Finnish Financial Supervisory Authority. Granted on 6 July 2022, the licence authorises cash withdrawal services, account information services, safeguarding of customer funds, and payment transaction execution.
The licence's passporting reach covers 29 EEA host states. The host states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Data note: the licence grant date is recorded as 6 July 2022 and the licence remains active in the Finnish Financial Supervisory Authority register. Finnish Financial Supervisory Authority, licence reference 29925023, status active as recorded in the register.
Licence timeline
3 dated eventsDated events for Enfuce License Services Oy, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Finnish Financial Supervisory Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Finnish Financial Supervisory Authority
Position in the Finland register
Finland EMIs
16
Active
16
Full / small licences
9 / 7
Licence age rank
9/16
Enfuce License Services Oy is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 9th oldest of the 16 dated Finland EMI authorisations, one of 3 granted in 2022.
Is your money safe with Enfuce License Services Oy?
Enfuce License Services Oy holds an e-money authorisation from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Enfuce License Services Oy can provide services across the following EEA jurisdictions, in addition to its home authorisation in Finland.
Sweden12
Romania12
Cyprus12
Spain12
Portugal12
Netherlands12
Croatia12
Hungary12
Bulgaria12
Austria12
Estonia12
Lithuania12
Germany12
France12
Latvia12
Slovakia12
Italy12
Ireland12
Liechtenstein12
Luxembourg12
Denmark12
Belgium12
Czech Republic12
Slovenia12
Poland12
Malta12
Norway12
Greece12
Iceland12
Authorised activities (PSD2 / EMD2)
Payment-services activities Enfuce License Services Oy is permitted to carry out under its licence, as recorded in the register.
- Cash withdrawal services on a payment accountPSD2_2
- Payment initiation services (PIS)PSD2_7
- Account information services (AIS)PSD2_8
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
Frequently asked questions
- Is Enfuce License Services Oy a licensed e-money institution?
- Yes. Enfuce License Services Oy holds EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 29925023. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Enfuce License Services Oy?
- Enfuce License Services Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Enfuce License Services Oy's licence or FRN number?
- Enfuce License Services Oy's licence reference number is 29925023. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Enfuce License Services Oy authorised in other EEA countries?
- Yes. Enfuce License Services Oy is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Finland
Registered office
- Street
- Metsänneidonkuja 12
- City
- ESPOO, 02130
Ratings & reader notes
145 ratings · 0 written notes
- 5★74
- 4★36
- 3★16
- 2★4
- 1★15
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