Licence number
05925096
Authorised since
11 Jan 2019
EEA passports
0
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 5 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. DNA Oyj holds a Finnish e-money licence that the register confirms as of the latest cross-check. The licence authorises execution of payment transactions on a payment account. It allows issuance of payment instruments and acquisition of payment transactions. It also authorises safeguarding of customer funds. Execution of payment transactions where funds are covered by a credit line is permitted. Issuance of electronic money is also covered. All authorisations are granted by the Finnish Financial Supervisory Authority, which oversees payment services in Finland. Under this licence, the company must comply with anti-money laundering and consumer protection rules enforced by the authority. The licence scope is confined to Finland; no EEA passporting is recorded in the register. Licence granted on 11 January 2019. Finnish Financial Supervisory Authority reference 05925096; operational status active as recorded by the register.
Licence timeline
3 dated eventsDated events for DNA Oyj, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Finnish Financial Supervisory Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the Finnish Financial Supervisory Authority
Position in the Finland register
Finland EMIs
16
Active
16
Full / small licences
9 / 7
Licence age rank
5/16
DNA Oyj is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 5th oldest of the 16 dated Finland EMI authorisations, one of 2 granted in 2019. As a small-EMI registration it operates domestically only - 7 of the 16 Finland entries use this lighter regime.
Is your money safe with DNA Oyj?
DNA Oyj holds a small-EMI registration from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities DNA Oyj is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is DNA Oyj a licensed e-money institution?
- Yes. DNA Oyj holds Small EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 05925096. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates DNA Oyj?
- DNA Oyj is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is DNA Oyj's licence or FRN number?
- DNA Oyj's licence reference number is 05925096. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Finland
Registered office
- Street
- PL 10
- City
- DNA, 01044
Ratings & reader notes
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