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PH EMI Limited

Malta
2.0(1 rating)ActiveEMI
View on register

Regulator

Malta Financial Services Authority

Licence number

C 110242

Authorised since

09 Dec 2024

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
NewTier D

Authorised under 2 years ago.

About this institution

Verified active as at the last cross-check against the Malta Financial Services Authority register. PH EMI Limited holds a current licence under reference C 110242, granted on 9 December 2024. The entity is authorised to execute payment transactions on a payment account, issue electronic money, and safeguard customer funds. These three activities form the scope of its EMI authorisation in Malta.

The register records no EEA passporting arrangements. PH EMI Limited operates under its Maltese licence only, with no host state permissions recorded across the European Economic Area at this check date.

Data note: the entity's authorisation continues with active operational status. The Malta Financial Services Authority holds the licence under reference C 110242 as of the last register cross-check.

Licence timeline

3 dated events

Dated events for PH EMI Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

36/43

PH EMI Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 36th oldest of the 43 dated Malta EMI authorisations, one of 8 granted in 2024.

Is your money safe with PH EMI Limited?

PH EMI Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities PH EMI Limited is permitted to carry out under its licence, as recorded in the register.

  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3
  • Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is PH EMI Limited a licensed e-money institution?
Yes. PH EMI Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 110242. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates PH EMI Limited?
PH EMI Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is PH EMI Limited's licence or FRN number?
PH EMI Limited's licence reference number is C 110242. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Malta

View all institutions in Malta →

Registered office

Street
Level 0A, Centris Business Gateway II, Triq is- Salib tal-Imriehel, Zone 3, Central Business District
City
Birkirkara, CBD 3020

Ratings & reader notes

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