Regulator
Licence number
C 110242
Authorised since
09 Dec 2024
EEA passports
0
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. PH EMI Limited, Malta, holds licence C 110242 issued by the Malta Financial Services Authority. The licence authorises execution of payment transactions on a payment account, issuance of electronic money, and safeguarding of customer funds.
No EEA passporting is on record for this licence.
Data note: the licence was granted on 9 December 2024. Malta Financial Services Authority, reference C 110242, records the licence as active.
Licence timeline
3 dated eventsDated events for PH EMI Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
36/43
PH EMI Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 36th oldest of the 43 dated Malta EMI authorisations, one of 8 granted in 2024.
Is your money safe with PH EMI Limited?
PH EMI Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities PH EMI Limited is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is PH EMI Limited a licensed e-money institution?
- Yes. PH EMI Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 110242. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates PH EMI Limited?
- PH EMI Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is PH EMI Limited's licence or FRN number?
- PH EMI Limited's licence reference number is C 110242. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- Level 0A, Centris Business Gateway II, Triq is- Salib tal-Imriehel, Zone 3, Central Business District
- City
- Birkirkara, CBD 3020
Ratings & reader notes
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