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Cross-checked against the FCA + EBA registers

Licensed EMIsSee verified EMIs

Andaria Financial Services Limited

Malta
Not yet ratedActiveEMI
View on register

Licence number

C 97170

Authorised since

19 May 2021

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
Multi-serviceTier B

Authorised for 5 payment-services activities.

Tenure
MatureTier B

Authorised 5 years ago.

About this institution

Verified active. Andaria Financial Services Limited holds a current licence issued by the Malta Financial Services Authority under reference C 97170. The entity is authorised to provide cash deposit services on a payment account, execute payment transactions on a payment account, issue electronic money, issue payment instruments and acquire payment transactions, and safeguard customer funds. These five core activities define the scope of its e-money authorisation as recorded in the register.

The register lists no EEA passporting host states for this entity. Andaria Financial Services Limited operates under its Malta licence without extension into other Member States.

Data note: the entity's authorisation continues on an active operational status as at the last cross-check. The licence was granted on 19 May 2021. The Malta Financial Services Authority holds the regulatory record under reference C 97170.

Licence timeline

3 dated events

Dated events for Andaria Financial Services Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

22/43

Andaria Financial Services Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 22nd oldest of the 43 dated Malta EMI authorisations, one of 7 granted in 2021.

Is your money safe with Andaria Financial Services Limited?

Andaria Financial Services Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Andaria Financial Services Limited is permitted to carry out under its licence, as recorded in the register.

  • Cash deposit services on a payment accountPSD2_1
  • Safeguarding of customer fundsSAFEGUARDING
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Andaria Financial Services Limited a licensed e-money institution?
Yes. Andaria Financial Services Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 97170. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Andaria Financial Services Limited?
Andaria Financial Services Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Andaria Financial Services Limited's licence or FRN number?
Andaria Financial Services Limited's licence reference number is C 97170. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street
Phoenix Business Centre, Old Railway Track
City
Santa Venera, SVR 9022

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