Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active. PHOTON DANCE FINTECH UK LIMITED holds a current UK e-money licence (LICENCE 1042732) issued by the Financial Conduct Authority on 16 October 2026. The licence authorises issuance of electronic money, distribution and redemption of electronic money, and safeguarding of customer funds.
No passporting information is recorded for this entity; consequently, the licence does not provide cross-border coverage within the EEA.
Data note: licence granted 16 October 2026; operational status active. The register records the Financial Conduct Authority as the regulator and reference number 1042732, status active as at the last cross-check.
Licence timeline
4 dated eventsDated events for Photon Dance Fintech UK Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Appeared in the register feed
Recorded as EMI.
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
476
Active
291
Full / small licences
405 / 71
Licence age rank
289/289
Photon Dance Fintech UK Limited is one of 476 e-money institutions on the United Kingdom register, 291 of which are currently active. Its licence is the 289th oldest of the 289 dated United Kingdom EMI authorisations, one of 19 granted in 2026.
Is your money safe with Photon Dance Fintech UK Limited?
Photon Dance Fintech UK Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Photon Dance Fintech UK Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is PHOTON DANCE FINTECH UK LIMITED a licensed e-money institution?
- Yes. PHOTON DANCE FINTECH UK LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1042732. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates PHOTON DANCE FINTECH UK LIMITED?
- PHOTON DANCE FINTECH UK LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is PHOTON DANCE FINTECH UK LIMITED's licence or FRN number?
- PHOTON DANCE FINTECH UK LIMITED's licence reference number is 1042732. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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