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Zevoy Aktiebolag logo

Zevoy Aktiebolag

Finland
4.2(37 ratings)ActiveEMI
View on register

Licence number

31477514

Authorised since

05 Oct 2021

EEA passports

13

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Multi-marketTier B

Passports into 13 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 7 payment-services activities.

Tenure
GrowingTier C

Authorised 4 years ago.

About this institution

Verified active. Zevoy Aktiebolag holds licence reference 31477514 granted on 5 October 2021 by the Finnish Financial Supervisory Authority. The licence authorises issuance of payment instruments and acquisition of payment transactions. Execution of payment transactions on a payment account is also permitted. Cash deposit and withdrawal services on a payment account are covered. Execution of payment transactions where funds are covered by a credit line is allowed. Issuance of electronic money and safeguarding of customer funds are also authorised. The EMI licence type allows the company to issue electronic money and provide payment services. The licence also grants the entity the legal capacity to safeguard customer funds in compliance with Finnish regulations. Execution of payment transactions where funds are covered by a credit line enables credit-enabled payments under the licence.

The licence permits passporting into 13 EEA host states. Principal passporting destinations include Belgium, Denmark, Estonia, France, Germany, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, and Sweden. The inclusion of Norway and Sweden expands the licence reach beyond EU borders to the entire EEA. All passporting states are listed exactly as recorded in the register, without omission.

Data note: the licence-granted date is recorded as 5 October 2021 and the register lists no changes to the operational status. No amendments or revocation records are present in the register, confirming the licence status remains as last verified. Finnish Financial Supervisory Authority registers Zevoy Aktiebolag with licence reference 31477514, status active.

Licence timeline

3 dated events

Dated events for Zevoy Aktiebolag, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Finnish Financial Supervisory Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Finnish Financial Supervisory Authority

Position in the Finland register

Finland EMIs

16

Active

16

Full / small licences

9 / 7

Licence age rank

7/16

Zevoy Aktiebolag is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 7th oldest of the 16 dated Finland EMI authorisations.

Is your money safe with Zevoy Aktiebolag?

Zevoy Aktiebolag holds an e-money authorisation from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

13 jurisdictions

Under the EU passporting regime, Zevoy Aktiebolag can provide services across the following EEA jurisdictions, in addition to its home authorisation in Finland.

  • EstoniaEstonia10
  • GermanyGermany10
  • NorwayNorway10
  • FranceFrance10
  • SwedenSweden10
  • PortugalPortugal10
  • LithuaniaLithuania10
  • BelgiumBelgium10
  • DenmarkDenmark10
  • LatviaLatvia10
  • NetherlandsNetherlands10
  • PolandPoland10
  • SpainSpain10

Authorised activities (PSD2 / EMD2)

Payment-services activities Zevoy Aktiebolag is permitted to carry out under its licence, as recorded in the register.

  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Safeguarding of customer fundsSAFEGUARDING
  • Cash deposit services on a payment accountPSD2_1
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Cash withdrawal services on a payment accountPSD2_2
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is Zevoy Aktiebolag a licensed e-money institution?
Yes. Zevoy Aktiebolag holds EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 31477514. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Zevoy Aktiebolag?
Zevoy Aktiebolag is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Zevoy Aktiebolag's licence or FRN number?
Zevoy Aktiebolag's licence reference number is 31477514. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Zevoy Aktiebolag authorised in other EEA countries?
Yes. Zevoy Aktiebolag is passported to 13 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Finland

View all institutions in Finland →

Registered office

Street
Miestentie 9
City
ESPOO, 02150

Ratings & reader notes

37 ratings · 0 written notes

4.2(37 ratings)
  • 5★23
  • 4★6
  • 3★3
  • 2★2
  • 1★3

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