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Wolt License Services Oy logo

Wolt License Services Oy

Finland
4.0(43 ratings)ActiveEMI
View on register

Regulator

Finnish Financial Supervisory Authority

Licence number

31720705

Authorised since

28 Mar 2024

EEA passports

22

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Multi-marketTier B

Passports into 22 EEA jurisdictions.

Scope
Full-serviceTier A

Authorised for 9 payment-services activities.

Tenure
GrowingTier C

Authorised 2 years ago.

About this institution

Verified active. Wolt License Services Oy holds a Finnish e-money licence under reference 31720705. Authorised activities include account information services (AIS) and safeguarding of customer funds. Payment initiation services (PIS) and issuance of electronic money are also covered. Cash withdrawal services on a payment account and cash deposit services on a payment account are permitted. Execution of payment transactions on a payment account and issuing payment instruments and acquiring payment transactions are allowed. The licence also authorises execution of payment transactions where funds are covered by a credit line. The licence reference 31720705 documents the regulatory approval granted by the Finnish Financial Supervisory Authority.

Licence timeline

3 dated events

Dated events for Wolt License Services Oy, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Finnish Financial Supervisory Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Finnish Financial Supervisory Authority

Position in the Finland register

Finland EMIs

16

Active

16

Full / small licences

9 / 7

Licence age rank

14/16

Wolt License Services Oy is one of 16 e-money institutions on the Finland register, 16 of which are currently active. Its licence is the 14th oldest of the 16 dated Finland EMI authorisations, one of 3 granted in 2024.

Is your money safe with Wolt License Services Oy?

Wolt License Services Oy holds an e-money authorisation from Finnish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

22 jurisdictions

Under the EU passporting regime, Wolt License Services Oy can provide services across the following EEA jurisdictions, in addition to its home authorisation in Finland.

  • HungaryHungary13
  • AustriaAustria13
  • GreeceGreece13
  • GermanyGermany13
  • Czech RepublicCzech Republic13
  • MaltaMalta13
  • LatviaLatvia13
  • DenmarkDenmark13
  • CroatiaCroatia13
  • BulgariaBulgaria13
  • IcelandIceland13
  • EstoniaEstonia13
  • PolandPoland13
  • SwedenSweden13
  • CyprusCyprus13
  • RomaniaRomania13
  • LithuaniaLithuania13
  • FranceFrance13
  • LuxembourgLuxembourg13
  • SloveniaSlovenia13
  • NorwayNorway13
  • SlovakiaSlovakia13

Authorised activities (PSD2 / EMD2)

Payment-services activities Wolt License Services Oy is permitted to carry out under its licence, as recorded in the register.

  • Cash withdrawal services on a payment accountPSD2_2
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuance of electronic moneyEMI_ISSUANCE
  • Safeguarding of customer fundsSAFEGUARDING
  • Cash deposit services on a payment accountPSD2_1
  • Account information services (AIS)PSD2_8
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Payment initiation services (PIS)PSD2_7

Frequently asked questions

Is Wolt License Services Oy a licensed e-money institution?
Yes. Wolt License Services Oy holds EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 31720705. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Wolt License Services Oy?
Wolt License Services Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Wolt License Services Oy's licence or FRN number?
Wolt License Services Oy's licence reference number is 31720705. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Wolt License Services Oy authorised in other EEA countries?
Yes. Wolt License Services Oy is passported to 22 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Finland

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Registered office

Street
Pohjoinen Rautatiekatu 21
City
HELSINKI, 00100

Ratings & reader notes

43 ratings · 0 written notes

4.0(43 ratings)
  • 5★19
  • 4★12
  • 3★7
  • 2★3
  • 1★2

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