Is Smartum Oy a licensed e-money institution?

Yes. Smartum Oy holds Small EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 20460178. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Smartum Oy?

Smartum Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Smartum Oy's licence or FRN number?

Smartum Oy's licence reference number is 20460178. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

SMFI

Smartum Oy

No reader notes yetActiveSmall EMI

View on register

Regulator

Finnish Financial Supervisory Authority

Licence number

20460178

Authorised since

22 Mar 2017

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: DomesticTier D
Scope: Multi-serviceTier B
Tenure: MatureTier B

About this institution

Verified active against the Finnish Financial Supervisory Authority register. Smartum Oy holds a current Small EMI licence issued in March 2017. The entity's authorisation covers execution of payment transactions on a payment account, execution of payment transactions where funds are covered by credit line, issuance of electronic money, issuing payment instruments and acquiring payment transactions, and safeguarding of customer funds. Licence reference 20460178.

The register lists no EEA passporting activity. Smartum Oy operates under its Finnish authorisation only and has not notified host state regulators in other EEA jurisdictions as at the last cross-check.

Data note: no cross-border passporting is recorded. The entity's authorisation continues under Finnish supervision. Status confirmed as at the last register cross-check: active. Reference 20460178, Finnish Financial Supervisory Authority.

Authorised activities (PSD2 / EMD2)

Payment-services activities Smartum Oy is permitted to carry out under its licence, as recorded in the register.

Issuing payment instruments and acquiring payment transactionsPSD2_5
Execution of payment transactions where funds are covered by credit linePSD2_4
Issuance of electronic moneyEMI_ISSUANCE
Safeguarding of customer fundsSAFEGUARDING
Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is Smartum Oy a licensed e-money institution?: Yes. Smartum Oy holds Small EMI authorisation from Finnish Financial Supervisory Authority in Finland, licence reference 20460178. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Smartum Oy?: Smartum Oy is authorised and supervised by Finnish Financial Supervisory Authority in Finland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Smartum Oy's licence or FRN number?: Smartum Oy's licence reference number is 20460178. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Finland

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Registered office

Street: Yrjönkatu 11 B
City: HELSINKI, 00120

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