VerifiedFCA 1034536
Capi Money UK Ltd
EMI · United Kingdom
Verified active: CAPI MONEY UK LTD holds a current UK e-money licence issued by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
EMI register: licensed e-money institutions
699 institutions · EMI · active
Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.
VerifiedFCA 22170545
Capital Financial Services S.A.
EMI · Romania
Verified active. CAPITAL FINANCIAL SERVICES S.A. holds a Romanian electronic money licence, reference 22170545, granted 25 April 2013.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA 900088
Cardaq Limited
EMI · United Kingdom
Verified active. Cardaq Limited holds a current licence issued by the Financial Conduct Authority under reference 900088.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900769
CashDash UK Limited
EMI · United Kingdom
Verified active. CashDash UK Limited, an electronic money institution, is authorised by the Financial Conduct Authority under licence reference 900769.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900006
Cashflows Europe Limited
EMI · United Kingdom
Verified active. Cashflows Europe Limited, a UK-based entity, is authorised by the Financial Conduct Authority under licence reference 900006.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900663
Caxton Payments Ltd
EMI · United Kingdom
Verified active against the FCA Financial Services Register. Caxton Payments Ltd holds a current UK e-money licence under reference 900663, issued 19 June 2018.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 901013
CBH Wealth UK Limited
EMI · United Kingdom
Verified active. CBH Wealth UK Limited holds a current UK electronic money licence issued by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA LB001901
CBI Money, UAB
EMI · Lithuania
Verified active. CBI Money, UAB holds a current Lithuanian e-money licence. The licence authorises safeguarding of customer funds, money remittance, and payment transaction execution.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA 900635
CB Payments Ltd
EMI · United Kingdom
Verified active. CB Payments Ltd operates under a UK e-money licence granted by the FCA, reference 900635.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA C36102
Ceevo Financial Services (Malta) Limited
EMI · Malta
Verified active. CEEVO FINANCIAL SERVICES (MALTA) LIMITED holds a current Malta e-money licence.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating2.6
Active
VerifiedFCA 442441630
Fidelypay,Setrafi
EMI · France
Verified active. CENTRALPAY, trading as FIDELYPAY and SETRAFI, holds a current French e-money licence.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.1
Active
VerifiedFCA 900717
Centtrip Limited
EMI · United Kingdom
Verified active. Centtrip Limited holds a current UK e-money licence (reference 900717) issued by the Financial Conduct Authority on 16 April 2018.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 841033970
Checkout
EMI · France
Verified active. CHECKOUT holds a French electronic-money licence, authorised by the Autorité de Contrôle Prudentiel et de Résolution, reference 841033970.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.1
Active
VerifiedFCA 900816
Checkout Ltd
EMI · United Kingdom
Verified active. Checkout Ltd holds a current licence as an electronic money institution under Financial Conduct Authority regulation.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 953990934
Circle Internet Financial Europe SAS
EMI · France
Verified active. Circle Internet Financial Europe SAS is granted a French electronic money licence by the Autorite de Controle Prudentiel et de Resolution.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA 900480
Circle UK Trading Limited
EMI · United Kingdom
Verified active. Circle UK Trading Limited holds an electronic money licence (ref 900480) issued by the FCA on 13 March 2018.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating2.0
Active
VerifiedFCA 900684
Clear Junction Ltd
EMI · United Kingdom
Verified active. Clear Junction Ltd holds a current UK electronic money licence, authorised by the Financial Conduct Authority, reference 900684.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA LB001955
Clearshift, UAB
EMI · Lithuania
Verified active. Clearshift, UAB holds a current Lithuanian e-money licence (LB001955) issued by Bank of Lithuania.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 827802737
Cnova Pay
EMI · France
Verified active. CNOVA PAY holds a current French e -money licence. The licence is authorised by Autorité de Contrôle Prudentiel et de Résolution.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA C188493
Coinbase Ireland Limited
EMI · Ireland
Verified active. Coinbase Ireland Limited holds an active EMI licence C188493 issued by the Central Bank of Ireland.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating3.9
Active
VerifiedFCA W00000022
Coinbase Luxembourg S.A.
EMI · Luxembourg
Verified active. Coinbase Luxembourg S.A. holds a current licence under the Commission de Surveillance du Secteur Financier as an electronic money institution.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 927920
Colibrix Limited
EMI · United Kingdom
Verified active. ColibrIX Limited, a UK entity regulated by the Financial Conduct Authority, holds licence reference 927920.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Active
VerifiedFCA 900025
Contis Financial Services Limited
EMI · United Kingdom
Verified active. Contis Financial Services Limited is authorised by the Financial Conduct Authority under licence reference 900025.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA LB000252
Contomobile UAB
EMI · Lithuania
Verified active.
- Cross-border reachPan-European
- Service scopeFull-service
- Reader rating3.9
Active
VerifiedFCA 265389
Cornèr Europe AG
EMI · Liechtenstein
Verified active. Cornèr Europe AG holds a current Liechtenstein e-money licence (ref 265389).
- Cross-border reachMulti-market
- Service scopeMulti-service
- Reader rating3.7
Active
VerifiedFCA LB000449
Corporate Services UAB
EMI · Lithuania
Verified active. Corporate Services UAB holds a current Lithuanian electronic money licence (LB000449) authorised by the Bank of Lithuania.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.1
Active
VerifiedFCA R202278
Cosmolin B.V.
EMI · Netherlands
Verified active. Cosmolin B.V. holds a current Dutch e-money licence issued by De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 1044552
Cosmolin UK Limited
EMI · United Kingdom
Verified active. COSMOLIN UK LIMITED holds a UK e-money licence from the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA W000000019
CPS Europe S.A.
EMI · Luxembourg
Verified active. CPS Europe S.A. holds a current Luxembourg e-money licence (W000000019). The licence was granted by the Commission de Surveillance du Secteur Financier on 16 December 2024.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating3.7
Active
VerifiedFCA 1027543
Crezco Limited
EMI · United Kingdom
Verified active. CREZCO LIMITED holds a current UK e-money licence with the FCA, reference 1027543.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 115.1.3.2
Verified active. CSC EUROPE LIMITED holds a Cyprus e-money licence (ref 115.1.3.2). The licence was granted on 26 July 2018.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 900905
Cublox Ltd
EMI · United Kingdom
Verified active. Cublox Ltd holds a current UK e-money licence (900905) authorised by the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900669
Currencies Direct Limited
EMI · United Kingdom
Verified active against the FCA Financial Services Register. Currencies Direct Limited holds a current UK e-money licence issued on 23 March 2018 under reference 900669.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 6716
Currencies Direct Spain
EMI · Spain
Verified active. CURRENCIES DIRECT SPAIN holds a Spanish e-money licence granted 24 October 2019.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating3.8
Active
VerifiedFCA R142701
Currencycloud B.V.
EMI · Netherlands
Verified active. Currencycloud B.V. holds a current Dutch e-money licence from De Nederlandsche Bank, reference R142701.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating3.9
Active
VerifiedFCA C471225
Currenxie Technologies Limited
EMI · Ireland
Verified active. Currenxie Technologies Limited holds a current licence from the Central Bank of Ireland.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.0
Active
About this directory
An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.
This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.
Frequently asked questions
- What is an e-money institution (EMI)?
- An e-money institution is a firm authorised to issue electronic money — a digital store of prepaid funds — and to provide related payment services such as payment accounts, cards and transfers. In the UK, EMIs are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by their national competent authority under the E-Money Directive and recorded in the European Banking Authority's central register.
- What is the difference between an authorised EMI, a small EMI and a PI?
- An authorised EMI can issue e-money without a volume cap and, in the EEA, can passport its services into other member states. A small EMI operates below a regulatory threshold for average outstanding e-money, carries lighter requirements and cannot passport. A payment institution (PI) is authorised to provide payment services but cannot issue e-money.
- How are the listings in this directory verified?
- Every entry is cross-checked against the issuing regulator's own public record — the FCA Financial Services Register in the UK and the EBA EUCLID register across the EEA. Firms whose licence has been withdrawn, lapsed or suspended are flagged or removed at the next sync, so the directory reflects live authorisation status rather than a one-off snapshot.
- Is money held with an EMI protected like a bank deposit?
- No. E-money is not covered by a deposit-guarantee scheme such as the UK's Financial Services Compensation Scheme. Instead, EMIs must safeguard customer funds by holding them separately from the firm's own money, so that balances can be returned to customers if the firm fails.
- How current is the data?
- Listings are re-checked against the competent-authority registers on a weekly cadence, and each record shows when it was last verified.