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Licensed EMIsSee verified EMIs

CPS Europe S.A.

Luxembourg
3.7(55 ratings)ActiveEMI
View on register

Licence number

W000000019

Authorised since

16 Dec 2024

EEA passports

26

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 26 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
NewTier D

Authorised under 2 years ago.

About this institution

Verified active. CPS Europe S.A. holds a current Luxembourg e-money licence (W000000019). The licence was granted by the Commission de Surveillance du Secteur Financier on 16 December 2024. CPS Europe S.A. is authorised to issue payment instruments and acquire payment transactions. The licence also covers safeguarding of customer funds and issuance of electronic money.

The licence is passported to 26 EEA states. Key host states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France. Other passported states are Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands. Additional host states include Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

No data gaps are recorded in the licence file. The register lists licence W000000019 as active, issued by the Commission de Surveillance du Secteur Financier, confirmed by cross-check.

Licence timeline

3 dated events

Dated events for CPS Europe S.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Commission de Surveillance du Secteur Financier register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Commission de Surveillance du Secteur Financier

Position in the Luxembourg register

Luxembourg EMIs

18

Active

18

Full / small licences

18 / 0

Licence age rank

13/18

CPS Europe S.A. is one of 18 e-money institutions on the Luxembourg register, 18 of which are currently active. Its licence is the 13th oldest of the 18 dated Luxembourg EMI authorisations, one of 2 granted in 2024.

Is your money safe with CPS Europe S.A.?

CPS Europe S.A. holds an e-money authorisation from Commission de Surveillance du Secteur Financier, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

26 jurisdictions

Under the EU passporting regime, CPS Europe S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Luxembourg.

  • FinlandFinland2
  • PortugalPortugal2
  • GermanyGermany2
  • HungaryHungary2
  • FranceFrance2
  • BelgiumBelgium2
  • LatviaLatvia2
  • LithuaniaLithuania2
  • DenmarkDenmark2
  • Czech RepublicCzech Republic2
  • IrelandIreland2
  • CyprusCyprus2
  • SloveniaSlovenia2
  • NetherlandsNetherlands2
  • AustriaAustria2
  • BulgariaBulgaria2
  • PolandPoland2
  • EstoniaEstonia2
  • ItalyItaly2
  • SlovakiaSlovakia2
  • CroatiaCroatia2
  • GreeceGreece2
  • RomaniaRomania2
  • MaltaMalta2
  • SpainSpain2
  • SwedenSweden2

Authorised activities (PSD2 / EMD2)

Payment-services activities CPS Europe S.A. is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is CPS Europe S.A. a licensed e-money institution?
Yes. CPS Europe S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W000000019. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates CPS Europe S.A.?
CPS Europe S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is CPS Europe S.A.'s licence or FRN number?
CPS Europe S.A.'s licence reference number is W000000019. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is CPS Europe S.A. authorised in other EEA countries?
Yes. CPS Europe S.A. is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Luxembourg

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Registered office

Street
51 Rue de Strasbourg
City
Luxembourg, L-2561

Ratings & reader notes

55 ratings · 0 written notes

3.7(55 ratings)
  • 5★20
  • 4★17
  • 3★9
  • 2★1
  • 1★8

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