Licence number
W000000019
Authorised since
16 Dec 2024
EEA passports
26
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- NewTier D
Passports into 26 EEA jurisdictions.
Authorised for 3 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. CPS Europe S.A. holds a current Luxembourg e-money licence issued by the Commission de Surveillance du Secteur Financier on 16 December 2024. The entity is authorised to issue electronic money, to issue payment instruments and acquire payment transactions, and to safeguard customer funds. Licence reference W000000019 confirms this authorisation as at the last cross-check against the regulator's register.
The licence is passported into 26 EEA host states. The register lists the following as active destinations: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. Cross-border service delivery across this reach is therefore within the entity's authorised scope.
Data note: the licence was granted in December 2024 and carries active operational status as recorded in the CSSF register. No licence suspension, withdrawal, or change of status has been recorded since issuance. The entity's authorisation continues under reference W000000019.
Licence timeline
3 dated eventsDated events for CPS Europe S.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Commission de Surveillance du Secteur Financier register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Commission de Surveillance du Secteur Financier
Position in the Luxembourg register
Luxembourg EMIs
18
Active
18
Full / small licences
18 / 0
Licence age rank
13/18
CPS Europe S.A. is one of 18 e-money institutions on the Luxembourg register, 18 of which are currently active. Its licence is the 13th oldest of the 18 dated Luxembourg EMI authorisations, one of 2 granted in 2024.
Is your money safe with CPS Europe S.A.?
CPS Europe S.A. holds an e-money authorisation from Commission de Surveillance du Secteur Financier, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
26 jurisdictionsUnder the EU passporting regime, CPS Europe S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Luxembourg.
Czech Republic2
Latvia2
Romania2
Hungary2
France2
Malta2
Slovakia2
Bulgaria2
Sweden2
Estonia2
Lithuania2
Ireland2
Finland2
Belgium2
Portugal2
Denmark2
Croatia2
Germany2
Netherlands2
Slovenia2
Spain2
Poland2
Italy2
Austria2
Greece2
Cyprus2
Authorised activities (PSD2 / EMD2)
Payment-services activities CPS Europe S.A. is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
Frequently asked questions
- Is CPS Europe S.A. a licensed e-money institution?
- Yes. CPS Europe S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W000000019. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates CPS Europe S.A.?
- CPS Europe S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is CPS Europe S.A.'s licence or FRN number?
- CPS Europe S.A.'s licence reference number is W000000019. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is CPS Europe S.A. authorised in other EEA countries?
- Yes. CPS Europe S.A. is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Luxembourg
Registered office
- Street
- 51 Rue de Strasbourg
- City
- Luxembourg, L-2561
Ratings & reader notes
55 ratings · 0 written notes
- 5★20
- 4★17
- 3★9
- 2★1
- 1★8
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