3S Money (Luxembourg) S.A.

About this institution

Dated events for 3S Money (Luxembourg) S.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 05 Sept 2026

   Cross-checked against the Commission de Surveillance du Secteur Financier register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 21 Jul 2022

   Licence granted by the Commission de Surveillance du Secteur Financier

Position in the Luxembourg register

3S Money (Luxembourg) S.A. is one of 18 e-money institutions on the Luxembourg register, 18 of which are currently active. Its licence is the 11th oldest of the 18 dated Luxembourg EMI authorisations.

Is your money safe with 3S Money (Luxembourg) S.A.?

3S Money (Luxembourg) S.A. holds an e-money authorisation from Commission de Surveillance du Secteur Financier, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, 3S Money (Luxembourg) S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Luxembourg.

• Lithuania1
• Slovenia1
• Slovakia1
• Cyprus1
• Bulgaria1
• Ireland1
• Greece1
• Portugal1
• Netherlands1
• Croatia1
• Romania1
• Malta1
• Germany1
• Austria1
• Iceland1
• Hungary1
• Spain1
• Poland1
• Belgium1
• Finland1
• Estonia1
• Czech Republic1
• Italy1
• Norway1
• Denmark1
• France1
• Latvia1
• Sweden1
• Liechtenstein1

Authorised activities (PSD2 / EMD2)

Payment-services activities 3S Money (Luxembourg) S.A. is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is 3S Money (Luxembourg) S.A. a licensed e-money institution?

Yes. 3S Money (Luxembourg) S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W00000016. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates 3S Money (Luxembourg) S.A.?

3S Money (Luxembourg) S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is 3S Money (Luxembourg) S.A.'s licence or FRN number?

3S Money (Luxembourg) S.A.'s licence reference number is W00000016. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is 3S Money (Luxembourg) S.A. authorised in other EEA countries?

Yes. 3S Money (Luxembourg) S.A. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street

25C, Boulevard Royal

City

Luxembourg, L-2449