Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. Circle UK Trading Limited holds an electronic money licence (ref 900480) issued by the FCA on 13 March 2018. The authorisation covers safeguarding of customer funds, issuance of electronic money and the distribution and redemption of such money.
The licence is confined to the United Kingdom, with no passporting to other EEA states recorded.
A data note: the licence-granted date is fully documented as 13 March 2018, and the operational status is active. The register lists the FCA as regulator, reference number 900480, status active as at the last cross-check.
Licence timeline
3 dated eventsDated events for Circle UK Trading Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
15/287
Circle UK Trading Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 15th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with Circle UK Trading Limited?
Circle UK Trading Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Circle UK Trading Limited is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Circle UK Trading Limited a licensed e-money institution?
- Yes. Circle UK Trading Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900480. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Circle UK Trading Limited?
- Circle UK Trading Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Circle UK Trading Limited's licence or FRN number?
- Circle UK Trading Limited's licence reference number is 900480. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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