VerifiedFCA 900657
Glint Pay Services Ltd
EMI · United Kingdom
Verified active: Glint Pay Services Ltd holds a current FCA e-money licence, reference 900657.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
EMI register: licensed e-money institutions
995 institutions
Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.
VerifiedFCA 900862
Globalnetint UAB
EMI · United Kingdom
Verified defunct. Globalnetint Uab held an EMI licence from the Financial Conduct Authority, reference number 900862.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 6702
Global Payments Moneytopay, Ede, S.L.
EMI · Spain
Verified active. GLOBAL PAYMENTS MONEYTOPAY, EDE, S.L. holds a Spanish e-money licence issued by Banco de Espana (ref.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 902043
Global Star Finance Ltd
EMI · United Kingdom
Verified active status confirms Global Star Finance Ltd's current electronic money licence.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 05642361
GLOBDATA a.s.
Small EMI · Czech Republic
Verified active. GLOBDATA a.s. holds a current Czech e-money licence granted 21 December 2017.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 1018369
Globus Payments Ltd
EMI · United Kingdom
Verified active as at the last FCA register cross-check. Globus Payments Ltd holds a current e-money licence issued by the Financial Conduct Authority under reference 1018369.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 27322034
GoGift.com A/S
Small EMI · Denmark
Verified active. GoGift.com A/S holds a Danish small electronic money licence, registered with the Financial Supervisory Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA R162223
Event Store/Good4fun B.V.
Small EMI · Netherlands
Verified active. Good4fun B.V. holds a current Dutch e-money licence from De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900008
Google Payment Limited
EMI · United Kingdom
Verified active. Google Payment Limited, a United Kingdom-based Electronic Money Institution, is authorised by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA LB000486
Google Payment Lithuania UAB
EMI · Lithuania
Verified active. Google Payment Lithuania UAB holds a current Lithuanian e-money licence with reference LB000486 issued by the Bank of Lithuania.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.0
Active
VerifiedFCA 26046768
GOPAY s.r.o.
EMI · Czech Republic
Verified active. GOPAY s.r.o. holds a current Czech e-money licence, granted 23 November 2012, issued by the Czech National Bank.
- Cross-border reachRegional
- Service scopeSpecialist
- Reader rating3.6
Active
VerifiedFCA LB002116
GPS Capital Markets Europe, UAB
EMI · Lithuania
Verified active. GPS Capital Markets Europe, UAB holds a Lithuanian e-money licence. The licence authorises safeguarding of customer funds, issuance of electronic money, money remittance, and payment transaction execution.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating3.9
Active
VerifiedFCA 901025
Greyfoxx Limited
EMI · United Kingdom
Verified defunct. Greyfoxx Limited, operating in the United Kingdom, was authorised by the Financial Conduct Authority under licence reference 901025.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Defunct
VerifiedFCA 900802
Grizzio Ltd
EMI · United Kingdom
Verified withdrawn. Grizzio Ltd was a United Kingdom-registered electronic money institution with licence reference 900802.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Authorisation withdrawn
VerifiedFCA 900888
Guavapay Limited
Small EMI · United Kingdom
Verified active. Guavapay Limited holds a current UK e-money licence (ref 900888) authorised by the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA C189313
GVS Prepaid (Europe) Limited
EMI · Ireland
Verified active. GVS Prepaid (Europe) Limited holds an Irish e-money licence, registered with the Central Bank of Ireland, reference C189313.
- Cross-border reachRegional
- Service scopeSpecialist
- Reader rating5.0
Active
VerifiedFCA 900230
GVS Prepaid Limited
EMI · United Kingdom
Verified active. GVS Prepaid Limited holds a current UK e-money licence 900230. The licence authorises the safeguarding of customer funds, distribution and redemption of electronic money, and issuance of electronic money.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 33749732
Handelsforeningen i Vordingborg Kommune FMBA
Small EMI · Denmark
Verified active. Handelsforeningen i Vordingborg Kommune FMBA holds a current Danish e-money licence granted by the Danish Financial Supervisory Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA R134851
Handygiftcard B.V.
Small EMI · Netherlands
Verified active. Handygiftcard B.V. holds a current Dutch e-money licence (R134851) from De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeFull-service
Active
VerifiedFCA 115.1.3.68
Hapic Limited
EMI · Cyprus
Verified active. HAPIC LIMITED holds a current Cyprus electronic money licence authorised by the Central Bank of Cyprus.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating4.1
Active
VerifiedFCA 901007
Hargreaves Lansdown Savings Limited
EMI · United Kingdom
Verified active. Hargreaves Lansdown Savings Limited holds a current UK licence for electronic money issuance, distribution and redemption.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Active
VerifiedFCA 10942550962
Hercle S.R.L.
EMI · Italy
Verified active against the Banca d'Italia register. HERCLE S.R.L.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 833165863
Ouitrust
EMI · France
Verified active. Heuro, trading as OUITRUST, holds licence reference 833165863 issued by the Autorité de Contrôle Prudentiel et de Résolution.
- Cross-border reachPan-European
- Service scopeSpecialist
- Reader rating3.6
Active
VerifiedFCA C70142
Heuro SAS Limited
EMI · Malta
Verified active. handi.cash Limited holds a current Maltese electronic money licence (C70142) issued by the Malta Financial Services Authority.
- Cross-border reachRegional
- Service scopeSpecialist
- Reader rating4.0
Active
VerifiedFCA 33851267
Heyblu Financial Services Ifn SA
EMI · Romania
Verified active. HEYBLU FINANCIAL SERVICES IFN SA holds a current Romanian e-money licence.
- Cross-border reachDomestic
- Service scopeFull-service
Active
VerifiedFCA R200389
Hillgate Finance B.V./Hillgate Finance
EMI · Netherlands
Verified active. Hillgate Finance B.V. holds a Dutch e-money licence under the authority of De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 0897928802
HiPay ME
EMI · Belgium
Verified active. HiPay ME holds a Belgian e-money licence, authorised by the National Bank of Belgium, reference 0897928802.
- Cross-border reachRegional
- Service scopeSpecialist
- Reader rating4.2
Active
VerifiedFCA R186098
Horses & Gifts B.V.
Small EMI · Netherlands
Verified active. Horses & Gifts B.V. holds a current Dutch electronic money licence under reference R186098.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA IEN110
Hrvatski Telekom d.d.
EMI · Croatia
Verified active. Hrvatski Telekom d.d. holds a current Croatian e-money licence for electronic money.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 901014
Hryze Financial Services Limited
Small EMI · United Kingdom
Verified defunct. HRYZE FINANCIAL SERVICES LIMITED held a Small EMI licence (901014) from the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA R135512
Huis & Tuin Cadeau B.V.
Small EMI · Netherlands
Verified active. Huis & Tuin Cadeau B.V. holds a current Dutch e-money licence issued by De Nederlandsche Bank.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 1004355
Hy10 Global Ltd
EMI · United Kingdom
Verified active. HY10 Global LTD holds a current FCA Electronic Money Licence (1004355). The licence authorises distribution and redemption of electronic money, safeguarding of customer funds, and issuance of electronic money.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA 900698
Hyperwallet Systems Europe Limited
EMI · United Kingdom
Verified defunct. Hyperwallet Systems Europe Limited, United Kingdom, is listed as a former EMI under the FCA.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 02686590023
Hype S.P.A.
EMI · Italy
Verified active. HYPE S.P.A. holds a current Italian e-money licence. The licence authorises issuance of electronic money and safeguarding of customer funds.
- Cross-border reachDomestic
- Service scopeMulti-service
Active
VerifiedFCA 1001629
iBanFirst Limited
EMI · United Kingdom
Verified active. iBanFirst Limited holds a current UK e-money licence, reference 1001629, granted 16 August 2024 by the Financial Conduct Authority.
- Cross-border reachDomestic
- Service scopeSpecialist
Active
VerifiedFCA LB000404
ibsettle UAB
EMI · Lithuania
Verified active. ibsettle UAB holds a Lithuanian e-money licence (LB000404) issued by the Bank of Lithuania on 29 March 2017.
- Cross-border reachPan-European
- Service scopeMulti-service
- Reader rating4.2
Active
About this directory
An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.
This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.
Frequently asked questions
- What is an e-money institution (EMI)?
- An e-money institution is a firm authorised to issue electronic money — a digital store of prepaid funds — and to provide related payment services such as payment accounts, cards and transfers. In the UK, EMIs are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by their national competent authority under the E-Money Directive and recorded in the European Banking Authority's central register.
- What is the difference between an authorised EMI, a small EMI and a PI?
- An authorised EMI can issue e-money without a volume cap and, in the EEA, can passport its services into other member states. A small EMI operates below a regulatory threshold for average outstanding e-money, carries lighter requirements and cannot passport. A payment institution (PI) is authorised to provide payment services but cannot issue e-money.
- How are the listings in this directory verified?
- Every entry is cross-checked against the issuing regulator's own public record — the FCA Financial Services Register in the UK and the EBA EUCLID register across the EEA. Firms whose licence has been withdrawn, lapsed or suspended are flagged or removed at the next sync, so the directory reflects live authorisation status rather than a one-off snapshot.
- Is money held with an EMI protected like a bank deposit?
- No. E-money is not covered by a deposit-guarantee scheme such as the UK's Financial Services Compensation Scheme. Instead, EMIs must safeguard customer funds by holding them separately from the firm's own money, so that balances can be returned to customers if the firm fails.
- How current is the data?
- Listings are re-checked against the competent-authority registers on a weekly cadence, and each record shows when it was last verified.