Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 2 payment-services activities.
Authorised 2 years ago.
About this institution
Verified active. Horses & Gifts B.V. holds a current Dutch electronic money licence under reference R186098. The licence authorises issuance of electronic money and safeguarding of customer funds under De Nederlandsche Bank supervision.
The licence is limited to the Netherlands; no EEA passporting hosts are recorded.
Licence granted on 9 August 2024 as per the register; operational status remains active. De Nederlandsche Bank lists licence reference R186098 for Horses & Gifts B.V., status active as of the last cross-check.
Licence timeline
3 dated eventsDated events for Horses & Gifts B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
65
Active
64
Full / small licences
33 / 32
Licence age rank
44/65
Horses & Gifts B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 44th oldest of the 65 dated Netherlands EMI authorisations, one of 3 granted in 2024. As a small-EMI registration it operates domestically only - 32 of the 65 Netherlands entries use this lighter regime.
Is your money safe with Horses & Gifts B.V.?
Horses & Gifts B.V. holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Horses & Gifts B.V. is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Horses & Gifts B.V. a licensed e-money institution?
- Yes. Horses & Gifts B.V. holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R186098. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Horses & Gifts B.V.?
- Horses & Gifts B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Horses & Gifts B.V.'s licence or FRN number?
- Horses & Gifts B.V.'s licence reference number is R186098. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Streekweg 79
- City
- HOOGKARSPEL, 1616AB
Ratings & reader notes
0 written notes
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