Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 7 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. AFT EU B.V. holds a current Dutch e-money licence issued by De Nederlandsche Bank under reference R197650. The licence authorises execution of payment transactions where funds are covered by a credit line, execution of payment transactions on a payment account, cash withdrawal services on a payment account, safeguarding of customer funds, cash deposit services on a payment account, issuance of electronic money, issuing payment instruments and acquiring payment transactions.
Passporting extends to 29 EEA host states. The licence covers Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
The licence was granted on 16 September 2025. De Nederlandsche Bank - reference R197650 - confirms active status as at the last register cross-check.
Licence timeline
3 dated eventsDated events for Aft EU B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
65
Active
64
Full / small licences
33 / 32
Licence age rank
54/65
Aft EU B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 54th oldest of the 65 dated Netherlands EMI authorisations, one of 9 granted in 2025.
Is your money safe with Aft EU B.V.?
Aft EU B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Aft EU B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.
Romania11
Bulgaria11
Denmark11
Luxembourg11
Iceland11
Ireland11
Austria11
Czech Republic11
Spain11
Cyprus11
Lithuania11
Greece11
Malta11
Estonia11
Portugal11
Slovenia11
Norway11
Finland11
Italy11
Latvia11
Belgium11
Germany11
Sweden11
Hungary11
France11
Liechtenstein11
Slovakia11
Croatia11
Poland11
Authorised activities (PSD2 / EMD2)
Payment-services activities Aft EU B.V. is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
- Cash deposit services on a payment accountPSD2_1
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is AFT EU B.V. a licensed e-money institution?
- Yes. AFT EU B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R197650. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates AFT EU B.V.?
- AFT EU B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is AFT EU B.V.'s licence or FRN number?
- AFT EU B.V.'s licence reference number is R197650. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is AFT EU B.V. authorised in other EEA countries?
- Yes. AFT EU B.V. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Strawinskylaan 1647
- City
- AMSTERDAM, 1077XX
Ratings & reader notes
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