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OUITRUST

France

Legal name: Heuro

3.6(88 ratings)ActiveEMI
View on register

Licence number

833165863

Authorised since

02 Dec 2021

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 4 payment-services activities.

Tenure
GrowingTier C

Authorised 4 years ago.

About this institution

Verified active. Heuro, trading as OUITRUST, holds licence reference 833165863 issued by the Autorité de Contrôle Prudentiel et de Résolution. The licence authorises safeguarding of customer funds, issuance of electronic money, issuing payment instruments, acquiring and executing payment transactions.

The licence is passported to 29 host states, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany. Other passported states are Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta. Further passporting covers the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Licence granted 2 December 2021. The register records active status as at the last cross-check. Licence reference 833165863, Autorité de Contrôle Prudentiel et de Résolution, active.

Licence timeline

3 dated events

Dated events for OUITRUST, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

France EMIs

30

Active

30

Full / small licences

29 / 1

Licence age rank

17/30

OUITRUST is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 17th oldest of the 30 dated France EMI authorisations, one of 2 granted in 2021.

Is your money safe with OUITRUST?

OUITRUST holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, OUITRUST can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

  • DenmarkDenmark3
  • LithuaniaLithuania3
  • GermanyGermany3
  • PortugalPortugal3
  • SlovakiaSlovakia3
  • EstoniaEstonia3
  • PolandPoland3
  • CyprusCyprus3
  • Czech RepublicCzech Republic3
  • FinlandFinland3
  • HungaryHungary3
  • SwedenSweden3
  • LuxembourgLuxembourg3
  • SpainSpain3
  • NetherlandsNetherlands3
  • NorwayNorway3
  • BelgiumBelgium3
  • BulgariaBulgaria3
  • IrelandIreland3
  • GreeceGreece3
  • LiechtensteinLiechtenstein3
  • RomaniaRomania3
  • LatviaLatvia3
  • CroatiaCroatia3
  • AustriaAustria3
  • MaltaMalta3
  • SloveniaSlovenia3
  • ItalyItaly3
  • IcelandIceland3

Authorised activities (PSD2 / EMD2)

Payment-services activities OUITRUST is permitted to carry out under its licence, as recorded in the register.

  • Issuance of electronic moneyEMI_ISSUANCE
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Safeguarding of customer fundsSAFEGUARDING
  • Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is OUITRUST a licensed e-money institution?
Yes. OUITRUST holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 833165863. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates OUITRUST?
OUITRUST is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is OUITRUST's licence or FRN number?
OUITRUST's licence reference number is 833165863. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is OUITRUST authorised in other EEA countries?
Yes. OUITRUST is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in France

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Registered office

Street
5 AVENUE DE L'OPERA
City
PARIS, 75001

Ratings & reader notes

88 ratings · 0 written notes

3.6(88 ratings)
  • 5★29
  • 4★28
  • 3★9
  • 2★12
  • 1★10

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