Is ISXPay / ISX Financial / Paidby / ISX Money / flykk a licensed e-money institution?

Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.17. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates ISXPay / ISX Financial / Paidby / ISX Money / flykk?

ISXPay / ISX Financial / Paidby / ISX Money / flykk is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence or FRN number?

ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence reference number is 115.1.3.17. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is ISXPay / ISX Financial / Paidby / ISX Money / flykk authorised in other EEA countries?

Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

ISXPay / ISX Financial / Paidby / ISX Money / flykk

Legal name: XRYMA PLC (formerly: ISX Financial EU PLC) - (former names: ISX Financial EU Ltd, iSignthis eMoney Ltd)

4.1(174 notes)ActiveEMI

View on register

Regulator

Cyprus Securities and Exchange Commission

Licence number

115.1.3.17

Authorised since

09 Jul 2018

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: Pan-EuropeanTier A
Scope: SpecialistTier C
Tenure: MatureTier B

About this institution

Verified active. XRYMA PLC holds a current licence as an electronic money institution under Cyprus regulation. The entity is cross-checked against the Cyprus Securities and Exchange Commission register under reference 115.1.3.17. Its authorised activities span issuance of electronic money, issuing payment instruments and acquiring payment transactions, and safeguarding of customer funds. The company operates under multiple trading names including ISXPay, ISX Financial, Paidby, ISX Money and flykk.

The licence reaches across 29 EEA host states. These comprise Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. Passporting into this full range of jurisdictions is as recorded in the register.

Data note: the licence was granted on 9 July 2018. Operational status is active as at the last cross-check. The Cyprus Securities and Exchange Commission register confirms authorisation under reference 115.1.3.17.

EEA passporting

29 jurisdictions

Under the EU passporting regime, ISXPay / ISX Financial / Paidby / ISX Money / flykk can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.

Austria3
Germany3
Portugal3
Spain3
Croatia3
Slovakia3
Netherlands3
Romania3
Norway3
Finland3
Luxembourg3
Lithuania3
Latvia3
Malta3
Hungary3
Bulgaria3
Italy3
Iceland3
Greece3
Estonia3
Slovenia3
Belgium3
France3
Denmark3
Poland3
Ireland3
Liechtenstein3
Czech Republic3
Sweden3

Authorised activities (PSD2 / EMD2)

Payment-services activities ISXPay / ISX Financial / Paidby / ISX Money / flykk is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Safeguarding of customer fundsSAFEGUARDING
Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is ISXPay / ISX Financial / Paidby / ISX Money / flykk a licensed e-money institution?: Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.17. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates ISXPay / ISX Financial / Paidby / ISX Money / flykk?: ISXPay / ISX Financial / Paidby / ISX Money / flykk is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence or FRN number?: ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence reference number is 115.1.3.17. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is ISXPay / ISX Financial / Paidby / ISX Money / flykk authorised in other EEA countries?: Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Cyprus

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Registered office

Street: Makrasykas 1, Strovolos
City: Nicosia, 2034

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