ISXPay / ISX Financial / Paidby / ISX Money / flykk
Legal name: XRYMA PLC (formerly: ISX Financial EU PLC) - (former names: ISX Financial EU Ltd, iSignthis eMoney Ltd)
Licence number
115.1.3.17
Authorised since
09 Jul 2018
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. XRYMA PLC holds a Cyprus e-money licence from the Cyprus Securities and Exchange Commission. The authorisation covers issuing payment instruments and acquiring payment transactions. It also includes safeguarding of customer funds and the issuance of electronic money.
The licence is passported into 29 EEA states. They are Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
The licence was granted on 9 July 2018 according to the register. The register records the Cyprus Securities and Exchange Commission as the regulator, reference 115.1.3.17, and confirms the licence is active as of the last cross-check.
Licence timeline
3 dated eventsDated events for ISXPay / ISX Financial / Paidby / ISX Money / flykk, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Cyprus Securities and Exchange Commission register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Cyprus Securities and Exchange Commission
Position in the Cyprus register
Cyprus EMIs
35
Active
35
Full / small licences
35 / 0
Licence age rank
8/35
ISXPay / ISX Financial / Paidby / ISX Money / flykk is one of 35 e-money institutions on the Cyprus register, 35 of which are currently active. Its licence is the 8th oldest of the 35 dated Cyprus EMI authorisations, one of 12 granted in 2018.
Is your money safe with ISXPay / ISX Financial / Paidby / ISX Money / flykk?
ISXPay / ISX Financial / Paidby / ISX Money / flykk holds an e-money authorisation from Cyprus Securities and Exchange Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, ISXPay / ISX Financial / Paidby / ISX Money / flykk can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.
Spain3
Slovenia3
Czech Republic3
Hungary3
Slovakia3
Netherlands3
Iceland3
Greece3
France3
Lithuania3
Ireland3
Belgium3
Italy3
Poland3
Germany3
Liechtenstein3
Norway3
Sweden3
Croatia3
Finland3
Malta3
Estonia3
Portugal3
Bulgaria3
Latvia3
Luxembourg3
Romania3
Denmark3
Austria3
Authorised activities (PSD2 / EMD2)
Payment-services activities ISXPay / ISX Financial / Paidby / ISX Money / flykk is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
Frequently asked questions
- Is ISXPay / ISX Financial / Paidby / ISX Money / flykk a licensed e-money institution?
- Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.17. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates ISXPay / ISX Financial / Paidby / ISX Money / flykk?
- ISXPay / ISX Financial / Paidby / ISX Money / flykk is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence or FRN number?
- ISXPay / ISX Financial / Paidby / ISX Money / flykk's licence reference number is 115.1.3.17. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is ISXPay / ISX Financial / Paidby / ISX Money / flykk authorised in other EEA countries?
- Yes. ISXPay / ISX Financial / Paidby / ISX Money / flykk is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Cyprus
Registered office
- Street
- Makrasykas 1, Strovolos
- City
- Nicosia, 2034
Ratings & reader notes
174 ratings · 0 written notes
- 5★85
- 4★55
- 3★15
- 2★5
- 1★14
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