ECREDO LIMITED

About this institution

Dated events for ECREDO LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Cyprus Securities and Exchange Commission register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 10 Aug 2023

   Licence granted by the Cyprus Securities and Exchange Commission

Position in the Cyprus register

ECREDO LIMITED is one of 35 e-money institutions on the Cyprus register, 35 of which are currently active. Its licence is the 24th oldest of the 35 dated Cyprus EMI authorisations, one of 6 granted in 2023.

Is your money safe with ECREDO LIMITED?

ECREDO LIMITED holds an e-money authorisation from Cyprus Securities and Exchange Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, ECREDO LIMITED can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.

• Portugal6
• Greece6
• Norway6
• Lithuania6
• Hungary6
• Finland6
• Ireland6
• Bulgaria6
• Czech Republic6
• Croatia6
• Romania6
• Belgium6
• Estonia6
• Poland6
• Sweden6
• Slovakia6
• Latvia6
• Liechtenstein6
• Italy6
• Iceland6
• Germany6
• Luxembourg6
• Denmark6
• France6
• Slovenia6
• Netherlands6
• Malta6
• Austria6
• Spain6

Authorised activities (PSD2 / EMD2)

Payment-services activities ECREDO LIMITED is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is ECREDO LIMITED a licensed e-money institution?

Yes. ECREDO LIMITED holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.56. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates ECREDO LIMITED?

ECREDO LIMITED is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is ECREDO LIMITED's licence or FRN number?

ECREDO LIMITED's licence reference number is 115.1.3.56. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is ECREDO LIMITED authorised in other EEA countries?

Yes. ECREDO LIMITED is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Cyprus

• ALTERY EU LIMITED (formerly named: HEADO LIMITED)
• BNKPRO EUROPE LTD
• CSC EUROPE LIMITED (former name: CSC24Seven.com Limited)
• DECTA LIMITED
• EcommBX Limited
• Trademark (brandname): MAP-E-PAY
• FINSTELLA LTD (Revoked licence as EMI as from 26/06/2023)
• HAPIC LIMITED

View all institutions in Cyprus →

Registered office

Street

21-23 Vasili Michailidi Street

City

Limassol, 3026