Licence number
115.1.3.54
Authorised since
10 Aug 2023
EEA passports
28
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
Passports into 28 EEA jurisdictions.
Authorised for 4 payment-services activities.
Authorised 3 years ago.
About this institution
Verified active. DECTA LIMITED holds a Cyprus EMI licence, reference 115.1.3.54, granted on 10 August 2023. The authorisation covers issuance of electronic money; issuing payment instruments and acquiring payment transactions. It also authorises execution of payment transactions on a payment account and safeguarding of customer funds.
The licence allows the entity to passport its services into 28 EEA host states. Principal states include the Netherlands, Germany, France, Spain, Italy, Poland, Norway, and Sweden, among others.
Data note: The licence grant date is recorded as 10 August 2023 and the register lists the operational status as active. The Cyprus Securities and Exchange Commission, reference 115.1.3.54, confirms active status as of the last cross-check.
Licence timeline
3 dated eventsDated events for DECTA LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Cyprus Securities and Exchange Commission register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Cyprus Securities and Exchange Commission
Position in the Cyprus register
Cyprus EMIs
35
Active
35
Full / small licences
35 / 0
Licence age rank
23/35
DECTA LIMITED is one of 35 e-money institutions on the Cyprus register, 35 of which are currently active. Its licence is the 23rd oldest of the 35 dated Cyprus EMI authorisations, one of 6 granted in 2023.
Is your money safe with DECTA LIMITED?
DECTA LIMITED holds an e-money authorisation from Cyprus Securities and Exchange Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
28 jurisdictionsUnder the EU passporting regime, DECTA LIMITED can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.
Norway6
Austria6
Liechtenstein6
Belgium6
Romania6
Iceland6
Slovakia6
Netherlands6
Bulgaria6
Hungary6
France6
Denmark6
Portugal6
Greece6
Luxembourg6
Germany6
Lithuania6
Croatia6
Latvia6
Poland6
Slovenia6
Sweden6
Finland6
Malta6
Czech Republic6
Estonia6
Spain6
Italy6
Authorised activities (PSD2 / EMD2)
Payment-services activities DECTA LIMITED is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
Frequently asked questions
- Is DECTA LIMITED a licensed e-money institution?
- Yes. DECTA LIMITED holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.54. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates DECTA LIMITED?
- DECTA LIMITED is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is DECTA LIMITED's licence or FRN number?
- DECTA LIMITED's licence reference number is 115.1.3.54. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is DECTA LIMITED authorised in other EEA countries?
- Yes. DECTA LIMITED is passported to 28 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Cyprus
Registered office
- Street
- 28th October Avenue 249, Lophitis Business Center I, Office 201
- City
- Limassol, 3035
Ratings & reader notes
114 ratings · 0 written notes
- 5★57
- 4★27
- 3★12
- 2★5
- 1★13
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