Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 5 payment-services activities.
Authorised 5 years ago.
About this institution
Verified active. UNIPOLPAY S.P.A. holds a current Italian e-money licence under reference 03961561200 issued by Banca d'Italia. The licence authorises safeguarding of customer funds. It also authorises execution of payment transactions on a payment account. The licence covers account information services. Issuance of electronic money is also authorised. Payment initiation services are included. These activities are listed verbatim in the register.
The licence is confined to the Italian market. No EEA passporting is on record. Therefore the entity's authorisation continues only within Italy. The cross-border reach is limited to the host state of registration. No passporting rights are granted to any other EEA state. The licence does not provide authorisation outside Italy.
Licence granted 5 July 2021. Operational status active. The register lists the licence reference 03961561200 issued by Banca d'Italia. The register confirms the entity's authorisation as active. The entity's authorisation remains as recorded in the most recent register cross-check. No other passporting information is present in the record.
Licence timeline
3 dated eventsDated events for UNIPOLPAY S.P.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Banca d'Italia register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Banca d'Italia
Position in the Italy register
Italy EMIs
15
Active
15
Full / small licences
15 / 0
Licence age rank
10/15
UNIPOLPAY S.P.A. is one of 15 e-money institutions on the Italy register, 15 of which are currently active. Its licence is the 10th oldest of the 15 dated Italy EMI authorisations, one of 2 granted in 2021.
Is your money safe with UNIPOLPAY S.P.A.?
UNIPOLPAY S.P.A. holds an e-money authorisation from Banca d'Italia, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities UNIPOLPAY S.P.A. is permitted to carry out under its licence, as recorded in the register.
- Payment initiation services (PIS)PSD2_7
- Safeguarding of customer fundsSAFEGUARDING
- Account information services (AIS)PSD2_8
- Execution of payment transactions on a payment accountPSD2_3
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is UNIPOLPAY S.P.A. a licensed e-money institution?
- Yes. UNIPOLPAY S.P.A. holds EMI authorisation from Banca d'Italia in Italy, licence reference 03961561200. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates UNIPOLPAY S.P.A.?
- UNIPOLPAY S.P.A. is authorised and supervised by Banca d'Italia in Italy. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is UNIPOLPAY S.P.A.'s licence or FRN number?
- UNIPOLPAY S.P.A.'s licence reference number is 03961561200. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Italy
Registered office
- Street
- VIA STALINGRADO 37
- City
- BOLOGNA, 40128
Ratings & reader notes
0 written notes
Share what you know about UNIPOLPAY S.P.A.. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.