Licence number
W00000021
Authorised since
29 Jan 2026
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 5 payment-services activities.
Authorised within the last year.
About this institution
Verified active. Ripple Payments Europe S.A. holds a current Luxembourg e-money licence issued by the Commission de Surveillance du Secteur Financier on 29 January 2026. The licence authorises execution of payment transactions on a payment account, execution of payment transactions where funds are covered by credit line, issuance of electronic money, money remittance, and safeguarding of customer funds. Licence reference W00000021.
The entity's authorisation extends across 29 EEA host states. The register lists passporting into Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
As recorded in the Luxembourg register as at the last cross-check: operational status is active. The Commission de Surveillance du Secteur Financier licence W00000021 continues in force.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Ripple Payments Europe S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Luxembourg.
Denmark2
Liechtenstein2
Estonia2
Slovakia2
Spain2
Ireland2
Finland2
Greece2
Latvia2
Romania2
France2
Lithuania2
Poland2
Portugal2
Malta2
Austria2
Sweden2
Hungary2
Czech Republic2
Norway2
Italy2
Belgium2
Netherlands2
Cyprus2
Bulgaria2
Germany2
Iceland2
Slovenia2
Croatia2
Authorised activities (PSD2 / EMD2)
Payment-services activities Ripple Payments Europe S.A. is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Safeguarding of customer fundsSAFEGUARDING
- Money remittancePSD2_6
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Ripple Payments Europe S.A. a licensed e-money institution?
- Yes. Ripple Payments Europe S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W00000021. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Ripple Payments Europe S.A.?
- Ripple Payments Europe S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Ripple Payments Europe S.A.'s licence or FRN number?
- Ripple Payments Europe S.A.'s licence reference number is W00000021. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Ripple Payments Europe S.A. authorised in other EEA countries?
- Yes. Ripple Payments Europe S.A. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Luxembourg
Registered office
- Street
- 53, Boulevard Royal
- City
- Luxembourg, L-Luxembourg
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