Oro Pay Ltd

About this institution

Dated events for Oro Pay Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Cyprus Securities and Exchange Commission register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 19 Jun 2018

   Licence granted by the Cyprus Securities and Exchange Commission

Position in the Cyprus register

Oro Pay Ltd is one of 35 e-money institutions on the Cyprus register, 35 of which are currently active. Its licence is the 2nd oldest of the 35 dated Cyprus EMI authorisations, one of 12 granted in 2018.

Is your money safe with Oro Pay Ltd?

Oro Pay Ltd holds an e-money authorisation from Cyprus Securities and Exchange Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Oro Pay Ltd can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.

• Latvia4
• Portugal4
• Romania4
• Norway4
• Finland4
• Sweden4
• Croatia4
• Lithuania4
• Greece4
• Netherlands4
• Poland4
• Ireland4
• Czech Republic4
• Iceland4
• Malta4
• Estonia4
• Spain4
• Bulgaria4
• Slovenia4
• Hungary4
• Belgium4
• France4
• Italy4
• Luxembourg4
• Germany4
• Slovakia4
• Denmark4
• Liechtenstein4
• Austria4

Authorised activities (PSD2 / EMD2)

Payment-services activities Oro Pay Ltd is permitted to carry out under its licence, as recorded in the register.

• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is Oro Pay Ltd a licensed e-money institution?

Yes. Oro Pay Ltd holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.23. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Oro Pay Ltd?

Oro Pay Ltd is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Oro Pay Ltd's licence or FRN number?

Oro Pay Ltd's licence reference number is 115.1.3.23. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Oro Pay Ltd authorised in other EEA countries?

Yes. Oro Pay Ltd is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Cyprus

• ALTERY EU LIMITED (formerly named: HEADO LIMITED)
• BNKPRO EUROPE LTD
• CSC EUROPE LIMITED (former name: CSC24Seven.com Limited)
• DECTA LIMITED
• EcommBX Limited
• ECREDO LIMITED
• Trademark (brandname): MAP-E-PAY
• FINSTELLA LTD (Revoked licence as EMI as from 26/06/2023)

View all institutions in Cyprus →

Registered office

Street

23 Agias Paraskevis, 8th floor, Strovolos

City

Nicosia, 2002