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MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited)

Cyprus
4.0(87 ratings)ActiveEMI
View on register

Licence number

115.1.3.46

Authorised since

24 Dec 2021

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 4 payment-services activities.

Tenure
GrowingTier C

Authorised 4 years ago.

About this institution

Verified active. MONEYGATE SOLUTIONS LTD, Cyprus, holds a current EMI licence from the Cyprus Securities and Exchange Commission. It permits issuance of electronic money and payment initiation services (PIS). It also allows execution of payment transactions on a payment account and safeguarding of customer funds.

The licence is passported into 29 EEA host states, including Germany, France, Spain, Italy, the Netherlands, and Poland. Additional host states are listed in the register, confirming the licence's full EEA coverage.

Licence granted on 24 December 2021. The Cyprus Securities and Exchange Commission record confirms active status as of the last review. Cyprus Securities and Exchange Commission, licence reference 115.1.3.46, records MONEYGATE SOLUTIONS LTD as active.

Licence timeline

3 dated events

Dated events for MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited), from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Cyprus Securities and Exchange Commission register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Cyprus Securities and Exchange Commission

Position in the Cyprus register

Cyprus EMIs

35

Active

35

Full / small licences

35 / 0

Licence age rank

16/35

MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) is one of 35 e-money institutions on the Cyprus register, 35 of which are currently active. Its licence is the 16th oldest of the 35 dated Cyprus EMI authorisations, one of 3 granted in 2021.

Is your money safe with MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited)?

MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) holds an e-money authorisation from Cyprus Securities and Exchange Commission, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) can provide services across the following EEA jurisdictions, in addition to its home authorisation in Cyprus.

  • DenmarkDenmark5
  • LiechtensteinLiechtenstein5
  • Czech RepublicCzech Republic5
  • SpainSpain5
  • MaltaMalta5
  • AustriaAustria5
  • IrelandIreland5
  • LatviaLatvia5
  • ItalyItaly5
  • LuxembourgLuxembourg5
  • SloveniaSlovenia5
  • GreeceGreece5
  • RomaniaRomania5
  • SwedenSweden5
  • LithuaniaLithuania5
  • FranceFrance5
  • NetherlandsNetherlands5
  • GermanyGermany5
  • HungaryHungary5
  • PortugalPortugal5
  • IcelandIceland5
  • CroatiaCroatia5
  • FinlandFinland5
  • BelgiumBelgium5
  • NorwayNorway5
  • BulgariaBulgaria5
  • PolandPoland5
  • SlovakiaSlovakia5
  • EstoniaEstonia5

Authorised activities (PSD2 / EMD2)

Payment-services activities MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) is permitted to carry out under its licence, as recorded in the register.

  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3
  • Safeguarding of customer fundsSAFEGUARDING
  • Payment initiation services (PIS)PSD2_7

Frequently asked questions

Is MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) a licensed e-money institution?
Yes. MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) holds EMI authorisation from Cyprus Securities and Exchange Commission in Cyprus, licence reference 115.1.3.46. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited)?
MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) is authorised and supervised by Cyprus Securities and Exchange Commission in Cyprus. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited)'s licence or FRN number?
MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited)'s licence reference number is 115.1.3.46. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) authorised in other EEA countries?
Yes. MONEYGATE SOLUTIONS LTD (former name: Realmode Services Limited) is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Cyprus

View all institutions in Cyprus →

Registered office

Street
Kafkasou 9, Treppides Tower, 5th floor, Aglantzia
City
Nicosia, 2112

Ratings & reader notes

87 ratings · 0 written notes

4.0(87 ratings)
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  • 4★21
  • 3★4
  • 2★8
  • 1★9

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