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Cross-checked against the FCA + EBA registers

Licensed EMIsSee verified EMIs

EMI register: licensed e-money institutions

801 institutions · active

Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.

Licence:

AllEMISmall EMIExempted EMIPI

Status:

AllActiveDefunctWithdrawnInactive

Passporting:

AllWith EEA passport
VerifiedFCA 206066023

Майфин ЕАД

EMI · Bulgaria

Verified active.

  • Cross-border reachPan-European
  • Service scopeFull-service
  • Reader rating3.8
Active
VerifiedFCA 208392473

Монесо ЕООД

EMI · Bulgaria

Verified active.

  • Cross-border reachDomestic
  • Service scopeSpecialist
Active
VerifiedFCA 206457036

ПейМен Груп ООД

EMI · Bulgaria

Verified active.

  • Cross-border reachPan-European
  • Service scopeMulti-service
  • Reader rating3.9
Active
VerifiedFCA 206032163

Тенен Пеймънтс АД

EMI · Bulgaria

Verified active.

  • Cross-border reachPan-European
  • Service scopeMulti-service
  • Reader rating4.0
Active
VerifiedFCA 208283118

Транзактиз ООД

EMI · Bulgaria

Verified active as at the last cross-check against the Bulgarian National Bank register.

  • Cross-border reachDomestic
  • Service scopeSpecialist
Active
VerifiedFCA 204903721

ЮтеПей България ЕООД

EMI · Bulgaria

Verified active as of the last register cross-check.

  • Cross-border reachDomestic
  • Service scopeMulti-service
Active

About this directory

An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.

This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.

Frequently asked questions

What is an e-money institution (EMI)?
An e-money institution is a firm authorised to issue electronic money — a digital store of prepaid funds — and to provide related payment services such as payment accounts, cards and transfers. In the UK, EMIs are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by their national competent authority under the E-Money Directive and recorded in the European Banking Authority's central register.
What is the difference between an authorised EMI, a small EMI and a PI?
An authorised EMI can issue e-money without a volume cap and, in the EEA, can passport its services into other member states. A small EMI operates below a regulatory threshold for average outstanding e-money, carries lighter requirements and cannot passport. A payment institution (PI) is authorised to provide payment services but cannot issue e-money.
How are the listings in this directory verified?
Every entry is cross-checked against the issuing regulator's own public record — the FCA Financial Services Register in the UK and the EBA EUCLID register across the EEA. Firms whose licence has been withdrawn, lapsed or suspended are flagged or removed at the next sync, so the directory reflects live authorisation status rather than a one-off snapshot.
Is money held with an EMI protected like a bank deposit?
No. E-money is not covered by a deposit-guarantee scheme such as the UK's Financial Services Compensation Scheme. Instead, EMIs must safeguard customer funds by holding them separately from the firm's own money, so that balances can be returned to customers if the firm fails.
How current is the data?
Listings are re-checked against the competent-authority registers on a weekly cadence, and each record shows when it was last verified.