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Пейнетикс АД (предишно наименование Кредибул ЕАД) logo

Пейнетикс АД (предишно наименование Кредибул ЕАД)

Bulgaria
4.2(128 notes)ActiveEMI
View on register

Regulator

Bulgarian National Bank

Licence number

131574695

Authorised since

11 Apr 2016

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Full-serviceTier A

Authorised for 9 payment-services activities.

Tenure
EstablishedTier A

Authorised 10 years ago.

About this institution

Verified active. Пейнетикс АД (formerly Кредибул ЕАД) holds a current licence issued by the Bulgarian National Bank on 11 April 2016. The entity's authorisation continues under reference 131574695. The licensed activities span account information services, cash deposit services on payment accounts, execution of payment transactions (including those covered by credit line), issuance of electronic money, issuing and acquiring of payment instruments, money remittance, payment initiation services, and safeguarding of customer funds. This scope places the institution across the full spectrum of e-money and payment service provision.

The licence is passported into 29 EEA host states. The register lists Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden as the jurisdictions in which the entity is authorised to operate under this licence.

Data note: the licence-granted date is recorded as 11 April 2016. Cross-checked against the Bulgarian National Bank register as at the last available update. The entity's operational status is confirmed active. Reference 131574695 remains the current authorisation identifier.

EEA passporting

29 jurisdictions

Under the EU passporting regime, Пейнетикс АД (предишно наименование Кредибул ЕАД) can provide services across the following EEA jurisdictions, in addition to its home authorisation in Bulgaria.

  • PortugalPortugal9
  • NetherlandsNetherlands9
  • CyprusCyprus9
  • Czech RepublicCzech Republic9
  • GreeceGreece9
  • SloveniaSlovenia9
  • LuxembourgLuxembourg9
  • IrelandIreland9
  • LiechtensteinLiechtenstein9
  • IcelandIceland9
  • FinlandFinland9
  • FranceFrance9
  • LatviaLatvia9
  • HungaryHungary9
  • LithuaniaLithuania9
  • ItalyItaly9
  • SwedenSweden9
  • EstoniaEstonia9
  • RomaniaRomania9
  • SlovakiaSlovakia9
  • CroatiaCroatia9
  • BelgiumBelgium9
  • DenmarkDenmark9
  • SpainSpain9
  • PolandPoland9
  • MaltaMalta9
  • NorwayNorway9
  • GermanyGermany9
  • AustriaAustria9

Authorised activities (PSD2 / EMD2)

Payment-services activities Пейнетикс АД (предишно наименование Кредибул ЕАД) is permitted to carry out under its licence, as recorded in the register.

  • Account information services (AIS)PSD2_8
  • Cash deposit services on a payment accountPSD2_1
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuance of electronic moneyEMI_ISSUANCE
  • Money remittancePSD2_6
  • Payment initiation services (PIS)PSD2_7
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Safeguarding of customer fundsSAFEGUARDING
  • Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is Пейнетикс АД (предишно наименование Кредибул ЕАД) a licensed e-money institution?
Yes. Пейнетикс АД (предишно наименование Кредибул ЕАД) holds EMI authorisation from Bulgarian National Bank in Bulgaria, licence reference 131574695. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Пейнетикс АД (предишно наименование Кредибул ЕАД)?
Пейнетикс АД (предишно наименование Кредибул ЕАД) is authorised and supervised by Bulgarian National Bank in Bulgaria. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Пейнетикс АД (предишно наименование Кредибул ЕАД)'s licence or FRN number?
Пейнетикс АД (предишно наименование Кредибул ЕАД)'s licence reference number is 131574695. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Пейнетикс АД (предишно наименование Кредибул ЕАД) authorised in other EEA countries?
Yes. Пейнетикс АД (предишно наименование Кредибул ЕАД) is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Bulgaria

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Registered office

Street
76A James Bouchier blvd., Hill Tower building, ground floor
City
Sofia, 1407

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