Licence number
149040
Authorised since
06 May 2019
EEA passports
27
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- MatureTier B
Passports into 27 EEA jurisdictions.
Authorised for 10 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Zalando Payments GmbH holds a current German electronic money licence from the Bundesanstalt fur Finanzdienstleistungsaufsicht, cross-checked against the register. Licence reference 149040 authorises execution of payment transactions where funds are covered by credit line. Cash withdrawal services on a payment account and safeguarding of customer funds are also covered. Licence further covers issuance of electronic money, cash deposit services on a payment account and payment initiation services. Money remittance, account information services, issuing payment instruments and acquiring payment transactions are authorised. Execution of payment transactions on a payment account is also authorised. The breadth of authorisation supports a complete payment ecosystem. Collectively, these powers cover the entire process of fund movement and protection.
The licence passporting reach extends to 27 EEA host states. This includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia. Further host states are Finland, France, Greece, Hungary, Ireland, Italy, Latvia, Lithuania. The remaining states are Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. Among the passported states are key EU economies such as Germany, France, Spain, Italy, and the Netherlands. The licence does not cover non-EEA jurisdictions, limiting its scope to the European Economic Area.
Licence granted on 6 May 2019 as recorded in the register. Operational status is active, with no indication of withdrawal or defunctness. The Bundesanstalt fur Finanzdienstleistungsaufsicht confirms licence reference 149040 in its last cross check.
Licence timeline
3 dated eventsDated events for Zalando Payments GmbH, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Bundesanstalt fur Finanzdienstleistungsaufsicht register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Bundesanstalt fur Finanzdienstleistungsaufsicht
Position in the Germany register
Germany EMIs
13
Active
13
Full / small licences
13 / 0
Licence age rank
7/13
Zalando Payments GmbH is one of 13 e-money institutions on the Germany register, 13 of which are currently active. Its licence is the 7th oldest of the 13 dated Germany EMI authorisations, one of 2 granted in 2019.
Is your money safe with Zalando Payments GmbH?
Zalando Payments GmbH holds an e-money authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
27 jurisdictionsUnder the EU passporting regime, Zalando Payments GmbH can provide services across the following EEA jurisdictions, in addition to its home authorisation in Germany.
Ireland2
Slovenia2
Austria2
France2
Spain2
Belgium2
Slovakia2
Finland2
Denmark2
Hungary2
Cyprus2
Romania2
Malta2
Croatia2
Greece2
Netherlands2
Luxembourg2
Portugal2
Lithuania2
Italy2
Bulgaria2
Sweden2
Poland2
Czech Republic2
Estonia2
Norway2
Latvia2
Authorised activities (PSD2 / EMD2)
Payment-services activities Zalando Payments GmbH is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
- Issuance of electronic moneyEMI_ISSUANCE
- Money remittancePSD2_6
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash deposit services on a payment accountPSD2_1
- Payment initiation services (PIS)PSD2_7
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Safeguarding of customer fundsSAFEGUARDING
- Account information services (AIS)PSD2_8
Frequently asked questions
- Is Zalando Payments GmbH a licensed e-money institution?
- Yes. Zalando Payments GmbH holds EMI authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany, licence reference 149040. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Zalando Payments GmbH?
- Zalando Payments GmbH is authorised and supervised by Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Zalando Payments GmbH's licence or FRN number?
- Zalando Payments GmbH's licence reference number is 149040. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Zalando Payments GmbH authorised in other EEA countries?
- Yes. Zalando Payments GmbH is passported to 27 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Germany
Registered office
- Street
- Hedwig-Wachenheim-Straße 7 | 10243 Berlin
- City
- Berlin, 10243
Ratings & reader notes
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