Licence number
122281
Authorised since
04 Sept 2018
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 10 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. First Data GmbH holds a current German e-money licence granted by the Bundesanstalt fur Finanzdienstleistungsaufsicht. It is authorised to safeguard customer funds, provide cash withdrawal and deposit services on a payment account. The licence allows execution of payment transactions on a payment account and issuance of electronic money. It also permits account information services, money remittance, payment initiation services, issuing payment instruments, and acquiring payment transactions. The licence covers all specified activities under German regulation. The licence also covers issuance of payment instruments and acquisition of payment transactions. The entity may combine these services within a single payment account offering.
The licence provides passporting to 29 EEA host states, enabling cross-border services within the region. The host states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. These services are available to customers across all passported states under the unified European framework. The passporting covers both commercial and consumer customers.
The licence was granted on 4 September 2018. The register records the operational status as active at the last cross-check. The licence remains fully operational. The Bundesanstalt fur Finanzdienstleistungsaufsicht lists licence reference 122281 for First Data GmbH, status active as at the last cross check.
Licence timeline
3 dated eventsDated events for First Data GmbH, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Bundesanstalt fur Finanzdienstleistungsaufsicht register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Bundesanstalt fur Finanzdienstleistungsaufsicht
Position in the Germany register
Germany EMIs
13
Active
13
Full / small licences
13 / 0
Licence age rank
6/13
First Data GmbH is one of 13 e-money institutions on the Germany register, 13 of which are currently active. Its licence is the 6th oldest of the 13 dated Germany EMI authorisations, one of 6 granted in 2018.
Is your money safe with First Data GmbH?
First Data GmbH holds an e-money authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, First Data GmbH can provide services across the following EEA jurisdictions, in addition to its home authorisation in Germany.
Latvia11
Italy11
Spain11
Ireland11
Bulgaria11
Estonia11
Croatia11
Denmark11
Netherlands11
Slovakia11
Portugal11
Slovenia11
Czech Republic11
Hungary11
Iceland11
Norway11
Cyprus11
Belgium11
Liechtenstein11
Greece11
Malta11
Finland11
Lithuania11
Luxembourg11
Austria11
Sweden11
Poland11
Romania11
France11
Authorised activities (PSD2 / EMD2)
Payment-services activities First Data GmbH is permitted to carry out under its licence, as recorded in the register.
- Cash withdrawal services on a payment accountPSD2_2
- Payment initiation services (PIS)PSD2_7
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
- Money remittancePSD2_6
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Execution of payment transactions on a payment accountPSD2_3
- Execution of payment transactions where funds are covered by credit linePSD2_4
Frequently asked questions
- Is First Data GmbH a licensed e-money institution?
- Yes. First Data GmbH holds EMI authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany, licence reference 122281. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates First Data GmbH?
- First Data GmbH is authorised and supervised by Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is First Data GmbH's licence or FRN number?
- First Data GmbH's licence reference number is 122281. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is First Data GmbH authorised in other EEA countries?
- Yes. First Data GmbH is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Germany
Registered office
- Street
- Marienbader Platz 1 | 61348 Bad Homburg
- City
- Bad Homburg, 61348
Ratings & reader notes
134 ratings · 0 written notes
- 5★58
- 4★39
- 3★12
- 2★7
- 1★18
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