Licence number
123367
Authorised since
13 Jul 2018
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 10 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. PAYONE GmbH holds a current German e-money licence. The licence authorises cash deposit services on a payment account. It also authorises execution of payment transactions on a payment account. Issuance of electronic money and safeguarding of customer funds are covered. The licence permits execution of payment transactions where funds are covered by a credit line. Payment initiation services, money remittance, account information services, issuing payment instruments, and acquiring payment transactions are also authorised. Cash withdrawal services on a payment account are also permitted. The licence allows the entity to act as a payment service provider across all listed services. All operations must adhere to German regulations on electronic money and consumer protection.
The licence extends to 29 EEA host states. The passporting includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, and Hungary. Additional host states include Iceland, Ireland, and Italy, alongside Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. The breadth of host states demonstrates the licence's extensive cross-border coverage.
The licence was granted on 13 July 2018, and the register records its operational status as active. The register lists PAYONE GmbH with licence reference 123367, issued by Bundesanstalt fur Finanzdienstleistungsaufsicht, status active as at last check. No other regulatory findings are recorded in the register at this time.
Licence timeline
3 dated eventsDated events for PAYONE GmbH, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Bundesanstalt fur Finanzdienstleistungsaufsicht register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Bundesanstalt fur Finanzdienstleistungsaufsicht
Position in the Germany register
Germany EMIs
13
Active
13
Full / small licences
13 / 0
Licence age rank
5/13
PAYONE GmbH is one of 13 e-money institutions on the Germany register, 13 of which are currently active. Its licence is the 5th oldest of the 13 dated Germany EMI authorisations, one of 6 granted in 2018.
Is your money safe with PAYONE GmbH?
PAYONE GmbH holds an e-money authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, PAYONE GmbH can provide services across the following EEA jurisdictions, in addition to its home authorisation in Germany.
Denmark13
Cyprus13
Spain13
Latvia13
Finland13
Hungary13
Croatia13
Greece13
Slovenia13
Malta13
Iceland13
Norway13
Bulgaria13
France13
Netherlands13
Czech Republic13
Romania13
Ireland13
Slovakia13
Luxembourg13
Estonia13
Sweden13
Poland13
Belgium13
Liechtenstein13
Portugal13
Lithuania13
Austria13
Italy13
Authorised activities (PSD2 / EMD2)
Payment-services activities PAYONE GmbH is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Safeguarding of customer fundsSAFEGUARDING
- Cash withdrawal services on a payment accountPSD2_2
- Money remittancePSD2_6
- Account information services (AIS)PSD2_8
- Payment initiation services (PIS)PSD2_7
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is PAYONE GmbH a licensed e-money institution?
- Yes. PAYONE GmbH holds EMI authorisation from Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany, licence reference 123367. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates PAYONE GmbH?
- PAYONE GmbH is authorised and supervised by Bundesanstalt fur Finanzdienstleistungsaufsicht in Germany. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is PAYONE GmbH's licence or FRN number?
- PAYONE GmbH's licence reference number is 123367. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is PAYONE GmbH authorised in other EEA countries?
- Yes. PAYONE GmbH is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Germany
Registered office
- Street
- Lyoner Straße 15 | 60528 Frankfurt am Main
- City
- Frankfurt am Main, 60528
Ratings & reader notes
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- 4★48
- 3★12
- 2★6
- 1★18
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