W-HA

About this institution

Dated events for W-HA, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 05 Sept 2013

   Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

W-HA is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 3rd oldest of the 30 dated France EMI authorisations, one of 3 granted in 2013.

Is your money safe with W-HA?

W-HA holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, W-HA can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

• Portugal5
• Liechtenstein5
• Ireland5
• Luxembourg5
• Greece5
• Croatia5
• Slovenia5
• Norway5
• Estonia5
• Netherlands5
• Latvia5
• Hungary5
• Italy5
• Poland5
• Belgium5
• Finland5
• Romania5
• Denmark5
• Slovakia5
• Sweden5
• Iceland5
• Germany5
• Malta5
• Austria5
• Cyprus5
• Czech Republic5
• Spain5
• Lithuania5
• Bulgaria5

Authorised activities (PSD2 / EMD2)

Payment-services activities W-HA is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is W-HA a licensed e-money institution?

Yes. W-HA holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 433506433. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates W-HA?

W-HA is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is W-HA's licence or FRN number?

W-HA's licence reference number is 433506433. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is W-HA authorised in other EEA countries?

Yes. W-HA is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street

31 Place Ronde

City

PUTEAUX, 92800