Is VIVID MONEY S.A. a licensed e-money institution?

Yes. VIVID MONEY S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W00000015. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates VIVID MONEY S.A.?

VIVID MONEY S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is VIVID MONEY S.A.'s licence or FRN number?

VIVID MONEY S.A.'s licence reference number is W00000015. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is VIVID MONEY S.A. authorised in other EEA countries?

Yes. VIVID MONEY S.A. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

VIVID MONEY S.A.

3.8(72 notes)ActiveEMI

View on register

Regulator

Commission de Surveillance du Secteur Financier

Licence number

W00000015

Authorised since

09 Nov 2020

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: Pan-EuropeanTier A
Scope: SpecialistTier C
Tenure: MatureTier B

Pricing snapshot

Editorial · Free Start (business)

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan: Free Start (business)
Monthly fee: Free
Card issuance: Free
Free ATM / month: EUR 100
ATM fee: 2.00%
FX markup: 2.00%
SEPA transfer: Free
SWIFT transfer: EUR 5.00 outgoing

Freelancer plan; Prime / Premium tiers raise FX and ATM allowances.

Verified 8 May 2026Source ↗

About this institution

Verified active. VIVID MONEY S.A. holds a current Luxembourg e-money licence issued by the Commission de Surveillance du Secteur Financier on 9 November 2020. The licence authorises four core activities: execution of payment transactions on a payment account, issuance of electronic money, issuing of payment instruments and acquiring of payment transactions, and safeguarding of customer funds.

The entity operates across 29 EEA host states under its passporting privilege. These comprise Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

As recorded in the register, VIVID MONEY S.A. maintains operational status as active. The entity's authorisation continues under licence reference W00000015 with the Luxembourg regulator, cross-checked as at the last register update.

EEA passporting

29 jurisdictions

Under the EU passporting regime, VIVID MONEY S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Luxembourg.

Italy2
Ireland2
Portugal2
Croatia2
Hungary2
Estonia2
Greece2
Latvia2
Slovenia2
Czech Republic2
Spain2
Belgium2
France2
Denmark2
Lithuania2
Sweden2
Bulgaria2
Malta2
Germany2
Cyprus2
Netherlands2
Finland2
Iceland2
Norway2
Romania2
Liechtenstein2
Slovakia2
Poland2
Austria2

Authorised activities (PSD2 / EMD2)

Payment-services activities VIVID MONEY S.A. is permitted to carry out under its licence, as recorded in the register.

Execution of payment transactions on a payment accountPSD2_3
Issuing payment instruments and acquiring payment transactionsPSD2_5
Safeguarding of customer fundsSAFEGUARDING
Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is VIVID MONEY S.A. a licensed e-money institution?: Yes. VIVID MONEY S.A. holds EMI authorisation from Commission de Surveillance du Secteur Financier in Luxembourg, licence reference W00000015. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates VIVID MONEY S.A.?: VIVID MONEY S.A. is authorised and supervised by Commission de Surveillance du Secteur Financier in Luxembourg. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is VIVID MONEY S.A.'s licence or FRN number?: VIVID MONEY S.A.'s licence reference number is W00000015. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is VIVID MONEY S.A. authorised in other EEA countries?: Yes. VIVID MONEY S.A. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street: 21 rue Glesener
City: Luxembourg, L-1631

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